Sep, 30, 2025 — VICTORIA FEDERAL CREDIT UNION is a federal credit union headquartered in VICTORIA, TX with 1 branch location and about $8.74 million in total assets. Opened 86 years ago in 1940, VICTORIA FEDERAL CREDIT UNION has about 1,245 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VICTORIA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 701 Sam Houston Dr VICTORIA, TX 77901-4522 |
| Phone: | (361) 578-2965 |
| Fax: | (361) 572-3401 |
| Website: | https://www.victoriafcu.org |
| Branches: | 1 branch locations |
| Members: | 1,245 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3736 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,735,592 |
| CEO/Manager: | Jennifer Ruiz |
| Chairperson: | David Solis |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 898,904 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 125,795 |
| Unsecured Loans | 1,125,631 |
| Other Loans | 4,071,771 |
| TOTAL LOANS | 5,323,197 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -19,236 |
| Land And Building | 90,076 |
| Other Fixed Assets | 12,425 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 77,036 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,735,592 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 9,384 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,274,887 |
| Regular shares | 3,625,334 |
| All Other Shares & Deposits | 2,662,735 |
| TOTAL SHARES & DEPOSITS | 7,562,956 |
| TOTAL LIABILITIES | 7,572,340 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,163,252 |
| TOTAL EQUITY | 1,163,252 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,735,592 |
| INCOME & EXPENSE | |
| Loan Income | 291,011 |
| Investment Income | 85,183 |
| Other Income | 29,900 |
| Total Employee Compensation & Benefits | 135,131 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 254,580 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 484 |
| Cost of Funds | 61,618 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 35,619 |
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