NORTHERN UNITED FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.northernufcu.org for more information.
Sep, 30, 2025 — NORTHERN UNITED FEDERAL CREDIT UNION is a federal credit union headquartered in ESCANABA, MI with 1 branch location and about $24.27 million in total assets. Opened 86 years ago in 1940, NORTHERN UNITED FEDERAL CREDIT UNION has about 2,148 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NORTHERN UNITED FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 123 S LINCOLN RD ESCANABA, MI 49829-1339 |
| Phone: | (906) 786-0888 |
| Fax: | (906) 786-6762 |
| Website: | https://www.northernufcu.org |
| Branches: | 1 branch locations |
| Members: | 2,148 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3726 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Jun 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $24,274,406 |
| CEO/Manager: | Karen Dahl |
| Chairperson: | David Cowen |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,545,062 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,432,783 |
| Unsecured Loans | 875,975 |
| Other Loans | 3,864,084 |
| TOTAL LOANS | 7,172,842 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -18,644 |
| Land And Building | 345,737 |
| Other Fixed Assets | 42,163 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 192,249 |
| All Other Assets | 0 |
| TOTAL ASSETS | 24,274,406 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 85 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 57,219 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,771,887 |
| Regular shares | 16,570,402 |
| All Other Shares & Deposits | 1,453,053 |
| TOTAL SHARES & DEPOSITS | 21,795,342 |
| TOTAL LIABILITIES | 21,852,646 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,421,760 |
| TOTAL EQUITY | 2,421,760 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 24,274,406 |
| INCOME & EXPENSE | |
| Loan Income | 81,993 |
| Investment Income | 27,946 |
| Other Income | 38,950 |
| Total Employee Compensation & Benefits | 104,661 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 325,009 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -2,798 |
| Cost of Funds | 2,883 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -280,866 |
| ↑ Back to Top | |