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LIMESTONE FEDERAL CREDIT UNION

Mar, 31, 2022 — LIMESTONE FEDERAL CREDIT UNION is a federal credit union headquartered in MANISTIQUE, MI with 2 branch locations and about $59.18 million in total assets. Opened 68 years ago in 1954, LIMESTONE FEDERAL CREDIT UNION has about 4,391 members and employs 21 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LIMESTONE FEDERAL CREDIT UNION
Address:
(Main Office)
131 RIVER ST
MANISTIQUE, MI 49854
Phone:(906) 341-5866
Fax:(906) 341-6070
Website:http://www.limestonefederal.com
Branches:2 branch locations
Members:4,391
Credit Union Type:Federal Credit Union
Charter Number:10083
Membership Type:Community - Rural District
Corporate Credit Union:No
Year Opened:1954
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$59,184,922
CEO/Manager:Jennifer C Watson
Chairperson:James G Blanchard

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 10,344,151
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 18,975,810
 Unsecured Loans 3,442,476
 Other Loans 16,332,117
 TOTAL LOANS 38,750,403
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -199,937
 Land And Building 1,127,104
 Other Fixed Assets 209,245
 NCUSIF Deposit 463,919
 All Other Assets 0
  TOTAL ASSETS 59,184,922
LIABILITIES & CAPITAL:  
 Dividends Payable 41
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -188,827
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 10,222,821
 Regular shares 26,216,459
 All Other Shares & Deposits 16,300,251
  TOTAL SHARES & DEPOSITS 52,739,531
  TOTAL LIABILITIES 52,550,745
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 6,634,177
  TOTAL EQUITY 6,634,177
  TOTAL LIABILITIES, SHARES, & EQUITY 59,184,922
INCOME & EXPENSE  
 Loan Income 439,927
 Investment Income 18,732
 Other Income 85,398
 Total Employee Compensation & Benefits 308,938
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 272,548
 Non-operating Income & (Expense) 4,712
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 16,383
 Cost of Funds 34,443
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 14,076
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