Dec, 31, 2023 — INTEGRA FIRST FEDERAL CREDIT UNION is a federal credit union headquartered in POWERS, MI with 4 branch locations and about $128.22 million in total assets. Opened 76 years ago in 1948, INTEGRA FIRST FEDERAL CREDIT UNION has about 11,540 members and employs 33 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | INTEGRA FIRST FEDERAL CREDIT UNION |
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Address: (Main Office) | W3803 US Highway 2/41 POWERS, MI 49874-9793 |
Phone: | (906) 497-5229 |
Fax: | (906) 497-5881 |
Website: | https://www.integrafirstfcu.com |
Branches: | 4 branch locations |
Members: | 11,540 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 5748 |
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Membership Type: | Community - Rural District |
Corporate Credit Union: | No |
Year Opened: | 1948 |
Last Audited: | Sep 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $128,224,483 |
CEO/Manager: | Mindy Brezsko |
Chairperson: | Marc Kleiman |
ASSETS: | $ Amount |
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Cash & Equivalents | 14,931,624 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 32,516,880 |
Unsecured Loans | 6,913,604 |
Other Loans | 39,979,104 |
TOTAL LOANS | 79,409,588 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -226,517 |
Land And Building | 3,817,366 |
Other Fixed Assets | 676,741 |
NCUSIF Deposit | 1,084,504 |
All Other Assets | 0 |
TOTAL ASSETS | 128,224,483 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 981,969 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 27,835,062 |
Regular shares | 43,360,328 |
All Other Shares & Deposits | 45,949,967 |
TOTAL SHARES & DEPOSITS | 117,145,358 |
TOTAL LIABILITIES | 118,127,327 |
Regular Reserve | 0 |
Other Reserves | -1,460,741 |
Undivided Earnings | 11,557,897 |
TOTAL EQUITY | 10,097,156 |
TOTAL LIABILITIES, SHARES, & EQUITY | 128,224,483 |
INCOME & EXPENSE | |
Loan Income | 4,052,633 |
Investment Income | 897,573 |
Other Income | 773,189 |
Total Employee Compensation & Benefits | 1,971,976 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 2,223,658 |
Non-operating Income & (Expense) | 790 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 298,064 |
Cost of Funds | 762,908 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 623,649 |
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