Sep, 30, 2025 — GEORGIA POWER NORTHWEST FEDERAL CREDIT UNION is a federal credit union headquartered in ROME, GA with 4 branch locations and about $144.58 million in total assets. Opened 91 years ago in 1935, GEORGIA POWER NORTHWEST FEDERAL CREDIT UNION has about 9,575 members and employs 23 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GEORGIA POWER NORTHWEST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 906 N Broad St SE ROME, GA 30161-5231 |
| Phone: | (706) 232-6871 |
| Fax: | (706) 232-6150 |
| Website: | https://www.gpfederal.org |
| Branches: | 4 branch locations |
| Members: | 9,575 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 365 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $144,578,826 |
| CEO/Manager: | ROBERT COLLINS |
| Chairperson: | MARK TRAMMELL |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,929,534 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 16,147,007 |
| Unsecured Loans | 10,722,510 |
| Other Loans | 77,459,654 |
| TOTAL LOANS | 105,113,609 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -495,455 |
| Land And Building | 4,657,153 |
| Other Fixed Assets | 569,989 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,232,806 |
| All Other Assets | 73,474 |
| TOTAL ASSETS | 144,578,826 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 78,922 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 863,192 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 23,147,074 |
| Regular shares | 52,773,043 |
| All Other Shares & Deposits | 60,616,372 |
| TOTAL SHARES & DEPOSITS | 136,536,489 |
| TOTAL LIABILITIES | 137,478,727 |
| Regular Reserve | 0 |
| Other Reserves | 25,373 |
| Undivided Earnings | 7,074,726 |
| TOTAL EQUITY | 7,100,099 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 144,578,826 |
| INCOME & EXPENSE | |
| Loan Income | 4,001,854 |
| Investment Income | 1,228,602 |
| Other Income | 359,515 |
| Total Employee Compensation & Benefits | 1,324,872 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,976,172 |
| Non-operating Income & (Expense) | 198,188 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 414,451 |
| Cost of Funds | 2,788,326 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -159,930 |
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