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BUTLER COUNTY TEACHERS FEDERAL CREDIT UNION

Sep, 30, 2025 — BUTLER COUNTY TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in BUTLER, PA with 1 branch location and about $28.33 million in total assets. Opened 87 years ago in 1939, BUTLER COUNTY TEACHERS FEDERAL CREDIT UNION has about 1,805 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BUTLER COUNTY TEACHERS FEDERAL CREDIT UNION
Address:
(Main Office)
112 Campus Ln
BUTLER, PA 16001
Phone:(724) 283-9427
Fax:(724) 283-4838
Website:https://www.bctfcu.net
Branches:1 branch locations
Members:1,805
Credit Union Type:Federal Credit Union
Charter Number:3085
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1939
Last Audited:Jun 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$28,326,410
CEO/Manager:Gwen D Atwood
Chairperson:Pamela Schachern

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,600,378
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 3,443,152
 Unsecured Loans 1,111,114
 Other Loans 4,317,985
 TOTAL LOANS 8,872,251
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -51,911
 Land And Building 0
 Other Fixed Assets 8,171
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 249,041
 All Other Assets 0
  TOTAL ASSETS 28,326,410
LIABILITIES & CAPITAL:  
 Dividends Payable 109,440
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 13,306
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 22,861,552
 All Other Shares & Deposits 1,857,645
  TOTAL SHARES & DEPOSITS 24,719,197
  TOTAL LIABILITIES 24,841,943
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 3,484,467
  TOTAL EQUITY 3,484,467
  TOTAL LIABILITIES, SHARES, & EQUITY 28,326,410
INCOME & EXPENSE  
 Loan Income 380,410
 Investment Income 589,400
 Other Income 2,070
 Total Employee Compensation & Benefits 144,547
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 93,994
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 22,628
 Cost of Funds 241,875
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 468,836
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