BELLCO FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.bellcocu.org for more information.
Sep, 30, 2025 — BELLCO FEDERAL CREDIT UNION is a federal credit union headquartered in Wyomissing, PA with 2 branch locations and about $161.91 million in total assets. Opened 88 years ago in 1938, BELLCO FEDERAL CREDIT UNION has about 13,509 members and employs 34 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BELLCO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 609 Spring St Wyomissing, PA 19610 |
| Phone: | (610) 373-5192 |
| Fax: | (610) 373-4442 |
| Website: | https://www.bellcocu.org |
| Branches: | 2 branch locations |
| Members: | 13,509 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2531 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Jun 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $161,913,154 |
| CEO/Manager: | Thomas H Gosling |
| Chairperson: | Eric Rosenberger |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,455,143 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 85,436,180 |
| Unsecured Loans | 7,335,852 |
| Other Loans | 44,100,177 |
| TOTAL LOANS | 136,872,209 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -421,380 |
| Land And Building | 2,711,122 |
| Other Fixed Assets | 108,594 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,417,191 |
| All Other Assets | 0 |
| TOTAL ASSETS | 161,913,154 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 4,083,400 |
| Accounts Payable & Other Liabilities | 901,420 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 31,325,925 |
| Regular shares | 54,022,434 |
| All Other Shares & Deposits | 61,324,548 |
| TOTAL SHARES & DEPOSITS | 146,672,907 |
| TOTAL LIABILITIES | 151,657,727 |
| Regular Reserve | 0 |
| Other Reserves | 4,402,699 |
| Undivided Earnings | 5,852,728 |
| TOTAL EQUITY | 10,255,427 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 161,913,154 |
| INCOME & EXPENSE | |
| Loan Income | 3,908,602 |
| Investment Income | 313,178 |
| Other Income | 590,946 |
| Total Employee Compensation & Benefits | 1,807,797 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,840,707 |
| Non-operating Income & (Expense) | 1,546 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 175,025 |
| Cost of Funds | 244,985 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 795,222 |
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