Sep, 30, 2025 — CROSSROADS COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in CHEEKTOWAGA, NY with 2 branch locations and about $92.28 million in total assets. Opened 88 years ago in 1938, CROSSROADS COMMUNITY FEDERAL CREDIT UNION has about 5,296 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CROSSROADS COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3031 William St CHEEKTOWAGA, NY 14227 |
| Phone: | (716) 896-8084 |
| Fax: | (716) 896-8086 |
| Website: | https://www.crcfcu.com |
| Branches: | 2 branch locations |
| Members: | 5,296 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2508 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $92,281,356 |
| CEO/Manager: | Kimberly D Turski |
| Chairperson: | Joseph J Porempski |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 16,059,127 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 12,954,294 |
| Unsecured Loans | 2,092,110 |
| Other Loans | 8,318,542 |
| TOTAL LOANS | 23,364,946 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -174,508 |
| Land And Building | 263,522 |
| Other Fixed Assets | 42,209 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 746,165 |
| All Other Assets | 0 |
| TOTAL ASSETS | 92,281,356 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 80,032 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 11,642,358 |
| Regular shares | 53,133,721 |
| All Other Shares & Deposits | 13,820,754 |
| TOTAL SHARES & DEPOSITS | 78,596,833 |
| TOTAL LIABILITIES | 78,676,865 |
| Regular Reserve | 0 |
| Other Reserves | 1,803,331 |
| Undivided Earnings | 11,801,160 |
| TOTAL EQUITY | 13,604,491 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 92,281,356 |
| INCOME & EXPENSE | |
| Loan Income | 956,861 |
| Investment Income | 2,152,855 |
| Other Income | 111,898 |
| Total Employee Compensation & Benefits | 606,009 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 726,367 |
| Non-operating Income & (Expense) | 5,893 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 31,301 |
| Cost of Funds | 695,538 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,222,717 |
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