Sep, 30, 2025 — HARVESTERS FEDERAL CREDIT UNION is a federal credit union headquartered in CANTONMENT, FL with 7 branch locations and about $291.95 million in total assets. Opened 78 years ago in 1948, HARVESTERS FEDERAL CREDIT UNION has about 32,854 members and employs 74 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HARVESTERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 480 S Highway 29 CANTONMENT, FL 32533-6406 |
| Phone: | (850) 857-4328 |
| Fax: | (850) 968-6184 |
| Website: | https://www.myharvesterscu.com |
| Branches: | 7 branch locations |
| Members: | 32,854 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24967 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1948 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $291,950,363 |
| CEO/Manager: | Keith A Golden |
| Chairperson: | Robin Cook |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 38,624,983 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 1,104,441 |
| Real Estate Loans | 80,354,318 |
| Unsecured Loans | 9,391,057 |
| Other Loans | 143,533,194 |
| TOTAL LOANS | 233,278,570 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,066,855 |
| Land And Building | 8,267,211 |
| Other Fixed Assets | 1,098,533 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,330,259 |
| All Other Assets | 2,454,649 |
| TOTAL ASSETS | 291,950,363 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 259,123 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,289,788 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 2,500,000 |
| Share Drafts | 70,023,213 |
| Regular shares | 80,417,711 |
| All Other Shares & Deposits | 116,500,391 |
| TOTAL SHARES & DEPOSITS | 266,941,315 |
| TOTAL LIABILITIES | 272,990,226 |
| Regular Reserve | 0 |
| Other Reserves | -1,563,605 |
| Undivided Earnings | 20,523,742 |
| TOTAL EQUITY | 18,960,137 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 291,950,363 |
| INCOME & EXPENSE | |
| Loan Income | 11,307,499 |
| Investment Income | 1,010,822 |
| Other Income | 3,962,834 |
| Total Employee Compensation & Benefits | 6,326,507 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 6,343,926 |
| Non-operating Income & (Expense) | 226,050 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 595,385 |
| Cost of Funds | 2,568,537 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 672,850 |
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