Dec, 31, 2023 — HARVESTERS CREDIT UNION is a federally insured state chartered credit union headquartered in CANTONMENT, FL with 8 branch locations and about $295.86 million in total assets. Opened 76 years ago in 1948, HARVESTERS CREDIT UNION has about 30,523 members and employs 82 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HARVESTERS CREDIT UNION |
|---|---|
| Address: (Main Office) | 480 S Highway 29 CANTONMENT, FL 32533-6406 |
| Phone: | (850) 857-4328 |
| Fax: | (850) 968-6184 |
| Website: | https://www.myharvesterscu.com |
| Branches: | 8 branch locations |
| Members: | 30,523 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68726 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1948 |
| Last Audited: | Sep 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $295,858,728 |
| CEO/Manager: | Keith A Golden |
| Chairperson: | Robin Cook |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 22,029,851 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 292,267 |
| Real Estate Loans | 76,437,921 |
| Unsecured Loans | 9,102,923 |
| Other Loans | 167,570,299 |
| TOTAL LOANS | 253,111,144 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,064,165 |
| Land And Building | 8,436,410 |
| Other Fixed Assets | 1,189,232 |
| NCUSIF Deposit | 2,354,728 |
| All Other Assets | 1,230,991 |
| TOTAL ASSETS | 295,858,728 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 219,525 |
| Notes & Interest Payable | 3,000,000 |
| Accounts Payable & Other Liabilities | 3,581,756 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 2,500,000 |
| Share Drafts | 68,527,423 |
| Regular shares | 81,475,991 |
| All Other Shares & Deposits | 117,972,444 |
| TOTAL SHARES & DEPOSITS | 267,975,858 |
| TOTAL LIABILITIES | 277,277,139 |
| Regular Reserve | 0 |
| Other Reserves | 558,983 |
| Undivided Earnings | 18,022,606 |
| TOTAL EQUITY | 18,581,589 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 295,858,728 |
| INCOME & EXPENSE | |
| Loan Income | 12,686,314 |
| Investment Income | 803,978 |
| Other Income | 4,785,891 |
| Total Employee Compensation & Benefits | 7,717,275 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 6,751,139 |
| Non-operating Income & (Expense) | 1,105,875 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 767,961 |
| Cost of Funds | 2,914,014 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,231,669 |
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