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HARVESTERS CREDIT UNION

Sep, 30, 2025 — HARVESTERS CREDIT UNION is a federally insured state chartered credit union headquartered in Cantonment, FL with 9 branch locations and about $302.70 million in total assets. Opened 78 years ago in 1948, HARVESTERS CREDIT UNION has about 28,121 members and employs 84 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 263277670
Name:HARVESTERS CREDIT UNION
Address:
(Main Office)
P.O. Box 5
Cantonment, FL 32533
Phone:(850) 857-4328
Fax:(850) 968-6184
Website:https://www.myharvesterscu.com
Branches:9 branch locations
Members:28,121
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68726
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1948
Last Audited:Sep 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$302,697,379
CEO/Manager:Keith A Golden
Chairperson:Scott Poynter

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 20,522,504
TOTAL INVESTMENTS 0
Loans Held for Sale 753,249
 
 Real Estate Loans 69,439,153
 Unsecured Loans 9,783,594
 Other Loans 181,187,435
 TOTAL LOANS 260,410,182
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -237,945
 Land And Building 8,352,401
 Other Fixed Assets 1,241,469
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 2,174,084
 All Other Assets 1,614,922
  TOTAL ASSETS 302,697,379
LIABILITIES & CAPITAL:  
 Dividends Payable 94,785
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,743,221
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 2,500,000
 Share Drafts 70,896,641
 Regular shares 91,828,129
 All Other Shares & Deposits 116,008,120
  TOTAL SHARES & DEPOSITS 278,732,890
  TOTAL LIABILITIES 285,070,896
 Regular Reserve 0
 Other Reserves 756,631
 Undivided Earnings 16,869,852
  TOTAL EQUITY 17,626,483
  TOTAL LIABILITIES, SHARES, & EQUITY 302,697,379
INCOME & EXPENSE  
 Loan Income 7,555,617
 Investment Income 107,443
 Other Income 3,862,588
 Total Employee Compensation & Benefits 5,651,245
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 4,357,015
 Non-operating Income & (Expense) 966,433
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 206,609
 Cost of Funds 485,334
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,791,020
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