Jun, 30, 2024 — CENTRAL CREDIT UNION OF FLORIDA is a federally insured state chartered credit union headquartered in PENSACOLA, FL with 5 branch locations and about $237.83 million in total assets. Opened 63 years ago in 1962, CENTRAL CREDIT UNION OF FLORIDA has about 16,928 members and employs 76 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CENTRAL CREDIT UNION OF FLORIDA |
|---|---|
| Address: (Main Office) | 1200 E Nine Mile Rd PENSACOLA, FL 32514-1653 |
| Phone: | (850) 474-0970 |
| Fax: | (850) 202-4218 |
| Website: | https://ccufl.org |
| Branches: | 5 branch locations |
| Members: | 16,928 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62417 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $237,828,148 |
| CEO/Manager: | Lisa Brown |
| Chairperson: | James D Gilman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 27,739,466 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 50,381,544 |
| Unsecured Loans | 25,230,653 |
| Other Loans | 51,947,974 |
| TOTAL LOANS | 127,560,171 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -418,132 |
| Land And Building | 7,687,376 |
| Other Fixed Assets | 610,579 |
| NCUSIF Deposit | 1,970,429 |
| All Other Assets | 50,334 |
| TOTAL ASSETS | 237,828,148 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,983,615 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 64,554,927 |
| Regular shares | 94,458,921 |
| All Other Shares & Deposits | 59,697,415 |
| TOTAL SHARES & DEPOSITS | 218,711,263 |
| TOTAL LIABILITIES | 220,694,878 |
| Regular Reserve | 0 |
| Other Reserves | -3,636,608 |
| Undivided Earnings | 20,769,878 |
| TOTAL EQUITY | 17,133,270 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 237,828,148 |
| INCOME & EXPENSE | |
| Loan Income | 4,933,689 |
| Investment Income | 931,533 |
| Other Income | 3,068,186 |
| Total Employee Compensation & Benefits | 3,791,732 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 3,326,297 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 184,913 |
| Cost of Funds | 356,629 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,263,885 |
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