Sep, 30, 2025 — CENTRAL CREDIT UNION OF FLORIDA is a federally insured state chartered credit union headquartered in PENSACOLA, FL with 8 branch locations and about $295.24 million in total assets. Opened 64 years ago in 1962, CENTRAL CREDIT UNION OF FLORIDA has about 19,842 members and employs 86 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CENTRAL CREDIT UNION OF FLORIDA |
|---|---|
| Address: (Main Office) | 1200 E Nine Mile Rd PENSACOLA, FL 32514-1653 |
| Phone: | (850) 474-0970 |
| Fax: | |
| Website: | https://www.loyaltycu.org |
| Branches: | 8 branch locations |
| Members: | 19,842 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62417 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $295,244,067 |
| CEO/Manager: | Park Broome |
| Chairperson: | Dustin Daniels |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 18,247,954 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 73,068,403 |
| Unsecured Loans | 24,314,994 |
| Other Loans | 64,527,477 |
| TOTAL LOANS | 161,910,874 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,609,512 |
| Land And Building | 14,739,443 |
| Other Fixed Assets | 1,426,824 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,377,180 |
| All Other Assets | 5,800 |
| TOTAL ASSETS | 295,244,067 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,133,893 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 70,490,011 |
| Regular shares | 121,651,028 |
| All Other Shares & Deposits | 67,307,240 |
| TOTAL SHARES & DEPOSITS | 259,448,279 |
| TOTAL LIABILITIES | 261,582,172 |
| Regular Reserve | 0 |
| Other Reserves | 9,028,850 |
| Undivided Earnings | 24,633,045 |
| TOTAL EQUITY | 33,661,895 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 295,244,067 |
| INCOME & EXPENSE | |
| Loan Income | 8,434,479 |
| Investment Income | 3,126,586 |
| Other Income | 1,963,854 |
| Total Employee Compensation & Benefits | 4,710,997 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,476,465 |
| Non-operating Income & (Expense) | 742,700 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,323,409 |
| Cost of Funds | 1,548,017 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,360,438 |
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