Sep, 30, 2025 — TENDTO CREDIT UNION is a federal credit union headquartered in ERIE, PA with 4 branch locations and about $139.59 million in total assets. Opened 50 years ago in 1976, TENDTO CREDIT UNION has about 11,756 members and employs 32 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TENDTO CREDIT UNION |
|---|---|
| Address: (Main Office) | 1129 State St ERIE, PA 16501-1911 |
| Phone: | (814) 455-6400 |
| Fax: | (814) 452-1263 |
| Website: | https://www.tendtocu.com |
| Branches: | 4 branch locations |
| Members: | 11,756 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24965 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1976 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $139,591,786 |
| CEO/Manager: | Michael W Kalie |
| Chairperson: | Ryan Heidt |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 14,165,447 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 9,831,375 |
| Unsecured Loans | 12,778,286 |
| Other Loans | 41,979,534 |
| TOTAL LOANS | 65,277,069 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -603,471 |
| Land And Building | 4,260,030 |
| Other Fixed Assets | 362,660 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,223,838 |
| All Other Assets | 40,253 |
| TOTAL ASSETS | 139,591,786 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,527,869 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 22,398,326 |
| Regular shares | 54,872,017 |
| All Other Shares & Deposits | 50,770,791 |
| TOTAL SHARES & DEPOSITS | 128,041,132 |
| TOTAL LIABILITIES | 130,569,001 |
| Regular Reserve | 0 |
| Other Reserves | -2,586,499 |
| Undivided Earnings | 11,609,284 |
| TOTAL EQUITY | 9,022,785 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 139,591,786 |
| INCOME & EXPENSE | |
| Loan Income | 3,185,812 |
| Investment Income | 1,216,300 |
| Other Income | 696,950 |
| Total Employee Compensation & Benefits | 1,852,288 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,038,513 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 230,045 |
| Cost of Funds | 1,069,996 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 448,250 |
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