Sep, 30, 2025 — PEOPLE TRUST COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in North Little Ro, AR with 2 branch locations and about $3.28 million in total assets. Opened 4 years ago in 2022, PEOPLE TRUST COMMUNITY FEDERAL CREDIT UNION has about 1,796 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PEOPLE TRUST COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4103 E Broadway St North Little Ro, AR 72117-4120 |
| Phone: | (501) 404-4857 |
| Fax: | |
| Website: | https://www.ptcfcu.org |
| Branches: | 2 branch locations |
| Members: | 1,796 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24940 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 2022 |
| Last Audited: | Jul 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,276,409 |
| CEO/Manager: | Arlo Washington |
| Chairperson: | Michael C Pridgeon |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,031,180 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 411,359 |
| Other Loans | 735,576 |
| TOTAL LOANS | 1,146,935 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -16,406 |
| Land And Building | 0 |
| Other Fixed Assets | 455,127 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 44,099 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,276,409 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 16,462 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 146,380 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,241,416 |
| Regular shares | 270,190 |
| All Other Shares & Deposits | 1,534,807 |
| TOTAL SHARES & DEPOSITS | 3,046,414 |
| TOTAL LIABILITIES | 3,209,256 |
| Regular Reserve | 0 |
| Other Reserves | 67,153 |
| Undivided Earnings | 0 |
| TOTAL EQUITY | 67,153 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,276,409 |
| INCOME & EXPENSE | |
| Loan Income | 83,044 |
| Investment Income | 0 |
| Other Income | 116,943 |
| Total Employee Compensation & Benefits | 17,441 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 584,707 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 113,518 |
| Cost of Funds | 53,522 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -356,506 |
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