Sep, 30, 2025 — PARK COMMUNITY CREDIT UNION is a federal credit union headquartered in LOUISVILLE, KY with 17 branch locations and about $1.39 billion in total assets. Opened 71 years ago in 1955, PARK COMMUNITY CREDIT UNION has about 79,076 members and employs 273 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PARK COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 2515 Blankenbaker Pkwy LOUISVILLE, KY 40299-2465 |
| Phone: | (502) 968-3681 |
| Fax: | |
| Website: | https://www.parkcommunity.com/ |
| Branches: | 17 branch locations |
| Members: | 79,076 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24931 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,385,651,343 |
| CEO/Manager: | Jana Erny |
| Chairperson: | Bobby G Willoughby |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 65,945,630 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 738,507,001 |
| Unsecured Loans | 73,793,612 |
| Other Loans | 225,090,473 |
| TOTAL LOANS | 1,037,391,086 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -11,177,617 |
| Land And Building | 20,102,195 |
| Other Fixed Assets | 7,462,336 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 10,297,573 |
| All Other Assets | 564,499 |
| TOTAL ASSETS | 1,385,651,343 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 144,141 |
| Notes & Interest Payable | 23,671,318 |
| Accounts Payable & Other Liabilities | 27,292,909 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 127,500,000 |
| Share Drafts | 250,425,908 |
| Regular shares | 279,362,353 |
| All Other Shares & Deposits | 585,902,243 |
| TOTAL SHARES & DEPOSITS | 1,115,690,505 |
| TOTAL LIABILITIES | 1,294,300,394 |
| Regular Reserve | 0 |
| Other Reserves | -30,593,285 |
| Undivided Earnings | 121,944,234 |
| TOTAL EQUITY | 91,350,949 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,385,651,343 |
| INCOME & EXPENSE | |
| Loan Income | 44,289,497 |
| Investment Income | 4,213,892 |
| Other Income | 4,855,786 |
| Total Employee Compensation & Benefits | 19,357,795 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 15,826,850 |
| Non-operating Income & (Expense) | 1,966,562 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 7,565,838 |
| Cost of Funds | 15,812,008 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,364,049 |
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