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MERIDIAN POSTAL FEDERAL CREDIT UNION

Mar, 31, 2021 — MERIDIAN POSTAL FEDERAL CREDIT UNION is a federal credit union headquartered in Meridian, MS with 0 branch location and about $5.29 million in total assets. Opened 89 years ago in 1932, MERIDIAN POSTAL FEDERAL CREDIT UNION has about 409 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MERIDIAN POSTAL FEDERAL CREDIT UNION
Address:
(Main Office)
P O Box 654
Meridian, MS 39302-0654
Phone:(601) 693-7413
Fax:(601) 693-7403
Website:n/a
Branches:0 branch locations
Members:409
Credit Union Type:Federal Credit Union
Charter Number:24894
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1932
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$5,285,709
CEO/Manager:Linda J Payne
Chairperson:James W Price

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 653,631
TOTAL INVESTMENTS 3,680,604
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 75,367
 Other Loans 836,884
 TOTAL LOANS 912,251
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -13,117
 Land And Building 0
 Other Fixed Assets 980
 NCUSIF Deposit 39,103
 All Other Assets 12,257
  TOTAL ASSETS 5,285,709
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,535
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 4,289,860
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 4,289,860
  TOTAL LIABILITIES 4,293,395
 Regular Reserve 111,991
 Other Reserves 0
 Undivided Earnings 880,323
  TOTAL EQUITY 992,314
  TOTAL LIABILITIES, SHARES, & EQUITY 5,285,709
INCOME & EXPENSE  
 Loan Income 10,896
 Investment Income 16,228
 Other Income 534
 Total Employee Compensation & Benefits 9,663
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 7,747
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -478
 Cost of Funds 5,166
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 5,574
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