MISSISSIPPI CENTRAL FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA.
Sep, 30, 2025 — MISSISSIPPI CENTRAL FEDERAL CREDIT UNION is a federal credit union headquartered in Morton, MS with 1 branch location and about $3.83 million in total assets. Opened 40 years ago in 1986, MISSISSIPPI CENTRAL FEDERAL CREDIT UNION has about 2,434 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MISSISSIPPI CENTRAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 5134 Highway 80 Morton, MS 39117-3636 |
| Phone: | (601) 732-8887 |
| Fax: | (601) 732-1795 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 2,434 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24273 |
|---|---|
| Membership Type: | Manufacturing - All Other |
| Corporate Credit Union: | No |
| Year Opened: | 1986 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,831,141 |
| CEO/Manager: | Susan R Pinter |
| Chairperson: | Guy Bounds |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 836,643 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 560,718 |
| Other Loans | 663,815 |
| TOTAL LOANS | 1,224,533 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,422 |
| Land And Building | 193,400 |
| Other Fixed Assets | 10,114 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 35,955 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,831,141 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 13,975 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 3,450,523 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 3,450,523 |
| TOTAL LIABILITIES | 3,464,498 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 366,643 |
| TOTAL EQUITY | 366,643 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,831,141 |
| INCOME & EXPENSE | |
| Loan Income | 137,963 |
| Investment Income | 0 |
| Other Income | 37,033 |
| Total Employee Compensation & Benefits | 173,556 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 59,123 |
| Non-operating Income & (Expense) | 19,353 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 27,401 |
| Cost of Funds | 50,904 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -116,635 |
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