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MISSISSIPPI CENTRAL FEDERAL CREDIT UNION

Mar, 31, 2021 — MISSISSIPPI CENTRAL FEDERAL CREDIT UNION is a federal credit union headquartered in Morton, MS with 1 branch location and about $3.65 million in total assets. Opened 35 years ago in 1986, MISSISSIPPI CENTRAL FEDERAL CREDIT UNION has about 2,454 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MISSISSIPPI CENTRAL FEDERAL CREDIT UNION
Address:
(Main Office)
5134 Highway 80
Morton, MS 39117-3636
Phone:(601) 732-8887
Fax:(601) 732-1795
Website:n/a
Branches:1 branch locations
Members:2,454
Credit Union Type:Federal Credit Union
Charter Number:24273
Membership Type:Manufacturing - All Other
Corporate Credit Union:No
Year Opened:1986
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$3,646,508
CEO/Manager:Susan R Pinter
Chairperson:Charlie Purvis

Call Report

  • Pay Day Loans
  • Risk Based Loans
  • Payday Alternative Loans (PAL Loans)

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,916,088
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 504,500
 Other Loans 1,169,864
 TOTAL LOANS 1,674,364
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -210,359
 Land And Building 202,145
 Other Fixed Assets 9,759
 NCUSIF Deposit 25,176
 All Other Assets 29,335
  TOTAL ASSETS 3,646,508
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 7,307
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 3,225,152
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 3,225,152
  TOTAL LIABILITIES 3,232,459
 Regular Reserve 8,025
 Other Reserves 0
 Undivided Earnings 406,024
  TOTAL EQUITY 414,049
  TOTAL LIABILITIES, SHARES, & EQUITY 3,646,508
INCOME & EXPENSE  
 Loan Income 77,617
 Investment Income 0
 Other Income 9,488
 Total Employee Compensation & Benefits 52,621
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 38,562
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 41,992
 Cost of Funds 19,385
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -65,455
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