Sep, 30, 2025 — SENECA NATION OF INDIANS FEDERAL CREDIT UNION is a federal credit union headquartered in IRVING, NY with 2 branch locations and about $8.84 million in total assets. Opened 11 years ago in 2015, SENECA NATION OF INDIANS FEDERAL CREDIT UNION has about 2,659 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SENECA NATION OF INDIANS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 12837 Route 438 IRVING, NY 14081 |
| Phone: | (716) 532-8179 |
| Fax: | |
| Website: | https://www.snifcu.org |
| Branches: | 2 branch locations |
| Members: | 2,659 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24863 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 2015 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,843,750 |
| CEO/Manager: | Jordan Garrow |
| Chairperson: | Lucille White |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,064,293 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,120,738 |
| Other Loans | 4,404,744 |
| TOTAL LOANS | 5,525,482 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -68,683 |
| Land And Building | 11,273 |
| Other Fixed Assets | 30,702 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 66,191 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,843,750 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 72,663 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,657,071 |
| Regular shares | 3,238,808 |
| All Other Shares & Deposits | 1,797,319 |
| TOTAL SHARES & DEPOSITS | 7,693,197 |
| TOTAL LIABILITIES | 7,765,860 |
| Regular Reserve | 0 |
| Other Reserves | 3,065 |
| Undivided Earnings | 1,074,825 |
| TOTAL EQUITY | 1,077,890 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,843,750 |
| INCOME & EXPENSE | |
| Loan Income | 263,909 |
| Investment Income | 66,624 |
| Other Income | 120,727 |
| Total Employee Compensation & Benefits | 214,264 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 298,188 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 18,790 |
| Cost of Funds | 41,445 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 33,723 |
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