Sep, 30, 2025 — LUTHERAN FEDERAL CREDIT UNION is a federal credit union headquartered in SAINT LOUIS, MO with 1 branch location and about $34.41 million in total assets. Opened 12 years ago in 2014, LUTHERAN FEDERAL CREDIT UNION has about 4,514 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LUTHERAN FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 10733 Sunset Office Dr Ste 406 SAINT LOUIS, MO 63127-1024 |
| Phone: | (314) 394-2790 |
| Fax: | (314) 394-2799 |
| Website: | https://www.lutheranfcu.org |
| Branches: | 1 branch locations |
| Members: | 4,514 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24861 |
|---|---|
| Membership Type: | Associational - Religious, other than those designated 'low-income' |
| Corporate Credit Union: | No |
| Year Opened: | 2014 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $34,410,829 |
| CEO/Manager: | Amanda Walker |
| Chairperson: | David Worthington |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,373,482 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 9,347 |
| Real Estate Loans | 6,177,730 |
| Unsecured Loans | 1,312,933 |
| Other Loans | 10,758,567 |
| TOTAL LOANS | 18,249,230 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -30,783 |
| Land And Building | 0 |
| Other Fixed Assets | 7,386 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 265,598 |
| All Other Assets | 0 |
| TOTAL ASSETS | 34,410,829 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 3,118 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 78,797 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,305,793 |
| Regular shares | 14,335,013 |
| All Other Shares & Deposits | 1,446,863 |
| TOTAL SHARES & DEPOSITS | 31,087,669 |
| TOTAL LIABILITIES | 31,169,584 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,241,245 |
| TOTAL EQUITY | 3,241,245 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 34,410,829 |
| INCOME & EXPENSE | |
| Loan Income | 689,680 |
| Investment Income | 371,030 |
| Other Income | 354,696 |
| Total Employee Compensation & Benefits | 654,618 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 630,201 |
| Non-operating Income & (Expense) | 2,101 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 21,993 |
| Cost of Funds | 104,815 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 186,177 |
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