Sep, 30, 2025 — FIRST UNITY FEDERAL CREDIT UNION is a federal credit union headquartered in MCCOMB, MS with 1 branch location and about $12.13 million in total assets. Opened 12 years ago in 2014, FIRST UNITY FEDERAL CREDIT UNION has about 3,983 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST UNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 200 N Broadway St MCCOMB, MS 39648 |
| Phone: | (601) 680-4419 |
| Fax: | |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 3,983 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24859 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 2014 |
| Last Audited: | Jan 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $12,125,456 |
| CEO/Manager: | Samuel Hall |
| Chairperson: | Freddie Deer |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,421,292 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 630,315 |
| Other Loans | 9,810,896 |
| TOTAL LOANS | 10,441,211 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -93,407 |
| Land And Building | 223,527 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 96,066 |
| All Other Assets | 0 |
| TOTAL ASSETS | 12,125,456 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 7,116 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 3,323,134 |
| All Other Shares & Deposits | 7,422,813 |
| TOTAL SHARES & DEPOSITS | 10,745,947 |
| TOTAL LIABILITIES | 10,753,063 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,372,393 |
| TOTAL EQUITY | 1,372,393 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 12,125,456 |
| INCOME & EXPENSE | |
| Loan Income | 756,495 |
| Investment Income | 13,393 |
| Other Income | 87,320 |
| Total Employee Compensation & Benefits | 189,500 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 88,849 |
| Non-operating Income & (Expense) | 500 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 315,430 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 263,929 |
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