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NATCHEZ EDUCATORS FEDERAL CREDIT UNION

Dec, 31, 2023 — NATCHEZ EDUCATORS FEDERAL CREDIT UNION is a federal credit union headquartered in NATCHEZ, MS with 1 branch location and about $1.32 million in total assets. Opened 63 years ago in 1961, NATCHEZ EDUCATORS FEDERAL CREDIT UNION has about 392 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NATCHEZ EDUCATORS FEDERAL CREDIT UNION
Address:
(Main Office)
10 Homochitto St
NATCHEZ, MS 39120
Phone:(601) 445-2851
Fax:(601) 445-2911
Website:n/a
Branches:1 branch locations
Members:392
Credit Union Type:Federal Credit Union
Charter Number:24896
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1961
Last Audited:Dec 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$1,315,339
CEO/Manager:Teresa Ford
Chairperson:Lorene Mock

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 65,544
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 375,735
 Other Loans 233,514
 TOTAL LOANS 609,249
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -2,207
 Land And Building 0
 Other Fixed Assets 171
 NCUSIF Deposit 7,358
 All Other Assets 0
  TOTAL ASSETS 1,315,339
LIABILITIES & CAPITAL:  
 Dividends Payable 3,000
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,605
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 679,932
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 679,932
  TOTAL LIABILITIES 685,537
 Regular Reserve 0
 Other Reserves 20,739
 Undivided Earnings 609,063
  TOTAL EQUITY 629,802
  TOTAL LIABILITIES, SHARES, & EQUITY 1,315,339
INCOME & EXPENSE  
 Loan Income 83,258
 Investment Income 18,414
 Other Income 12,770
 Total Employee Compensation & Benefits 57,526
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 14,304
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,136
 Cost of Funds 5,620
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 34,948
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