Sep, 30, 2025 — NEIGHBORS UNITED FEDERAL CREDIT UNION is a federal credit union headquartered in GREENWOOD, SC with 3 branch locations and about $65.03 million in total assets. Opened 65 years ago in 1961, NEIGHBORS UNITED FEDERAL CREDIT UNION has about 7,163 members and employs 24 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NEIGHBORS UNITED FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 215 Birchtree Dr GREENWOOD, SC 29649 |
| Phone: | (864) 941-8900 |
| Fax: | |
| Website: | https://www.mynucu.org |
| Branches: | 3 branch locations |
| Members: | 7,163 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24851 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Apr 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $65,028,051 |
| CEO/Manager: | Elizabeth Orama |
| Chairperson: | Francine Y Brooks |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,859,236 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 10,094,095 |
| Unsecured Loans | 3,539,699 |
| Other Loans | 23,384,828 |
| TOTAL LOANS | 37,018,622 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -252,220 |
| Land And Building | 3,365,502 |
| Other Fixed Assets | 744,514 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 544,179 |
| All Other Assets | 14,038 |
| TOTAL ASSETS | 65,028,051 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,048,472 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 13,738,231 |
| Regular shares | 31,752,074 |
| All Other Shares & Deposits | 10,297,025 |
| TOTAL SHARES & DEPOSITS | 55,787,330 |
| TOTAL LIABILITIES | 56,835,802 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 8,192,249 |
| TOTAL EQUITY | 8,192,249 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 65,028,051 |
| INCOME & EXPENSE | |
| Loan Income | 1,475,676 |
| Investment Income | 451,020 |
| Other Income | 341,884 |
| Total Employee Compensation & Benefits | 1,157,644 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,790,060 |
| Non-operating Income & (Expense) | 594,496 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 65,000 |
| Cost of Funds | 244,723 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 216,996 |
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