G.H.S. FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.myghsfcu.coop for more information.
Dec, 31, 2022 — G.H.S. FEDERAL CREDIT UNION is a federal credit union headquartered in Greenville, SC with 2 branch locations and about $57.62 million in total assets. Opened 69 years ago in 1954, G.H.S. FEDERAL CREDIT UNION has about 9,966 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | G.H.S. FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 211 Patewood Dr Greenville, SC 29615-6334 |
| Phone: | (864) 288-8046 |
| Fax: | (864) 288-8489 |
| Website: | https://www.myghsfcu.coop |
| Branches: | 2 branch locations |
| Members: | 9,966 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9602 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $57,618,970 |
| CEO/Manager: | Frank Rivers |
| Chairperson: | Pat Leach |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 11,289,086 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,828,604 |
| Unsecured Loans | 3,542,499 |
| Other Loans | 12,315,065 |
| TOTAL LOANS | 17,686,168 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -108,095 |
| Land And Building | 1,077,909 |
| Other Fixed Assets | 24,080 |
| NCUSIF Deposit | 495,906 |
| All Other Assets | 0 |
| TOTAL ASSETS | 57,618,970 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 850,443 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,450 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,466,050 |
| Regular shares | 34,252,474 |
| All Other Shares & Deposits | 9,248,136 |
| TOTAL SHARES & DEPOSITS | 51,966,660 |
| TOTAL LIABILITIES | 52,825,553 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,793,417 |
| TOTAL EQUITY | 4,793,417 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 57,618,970 |
| INCOME & EXPENSE | |
| Loan Income | 189,320 |
| Investment Income | 72,042 |
| Other Income | 47,348 |
| Total Employee Compensation & Benefits | 189,701 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 241,418 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -9,506 |
| Cost of Funds | 8,420 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,440 |
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