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G.H.S. FEDERAL CREDIT UNION

Mar, 31, 2022 — G.H.S. FEDERAL CREDIT UNION is a federal credit union headquartered in GREENVILLE, SC with 2 branch locations and about $57.62 million in total assets. Opened 68 years ago in 1954, G.H.S. FEDERAL CREDIT UNION has about 9,966 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 253279167
Name:G.H.S. FEDERAL CREDIT UNION
Address:
(Main Office)
211 Patewood Dr
GREENVILLE, SC 29615-6334
Phone:(864) 288-8046
Fax:(864) 288-8489
Website:https://www.myghsfcu.coop
Branches:2 branch locations
Members:9,966
Credit Union Type:Federal Credit Union
Charter Number:9602
Membership Type:Multiple common bond - Primarily health care
Corporate Credit Union:No
Year Opened:1954
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$57,618,970
CEO/Manager:Frank Rivers
Chairperson:Pat Leach

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 11,289,086
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,828,604
 Unsecured Loans 3,542,499
 Other Loans 12,315,065
 TOTAL LOANS 17,686,168
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -108,095
 Land And Building 1,077,909
 Other Fixed Assets 24,080
 NCUSIF Deposit 495,906
 All Other Assets 0
  TOTAL ASSETS 57,618,970
LIABILITIES & CAPITAL:  
 Dividends Payable 850,443
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 8,450
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 8,466,050
 Regular shares 34,252,474
 All Other Shares & Deposits 9,248,136
  TOTAL SHARES & DEPOSITS 51,966,660
  TOTAL LIABILITIES 52,825,553
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 4,793,417
  TOTAL EQUITY 4,793,417
  TOTAL LIABILITIES, SHARES, & EQUITY 57,618,970
INCOME & EXPENSE  
 Loan Income 189,320
 Investment Income 72,042
 Other Income 47,348
 Total Employee Compensation & Benefits 189,701
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 241,418
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -9,506
 Cost of Funds 8,420
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 5,440
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