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ABBEVILLE COMMUNITY FEDERAL CREDIT UNION

Mar, 31, 2021 — ABBEVILLE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in ABBEVILLE, SC with 1 branch location and about $11.99 million in total assets. Opened 50 years ago in 1971, ABBEVILLE COMMUNITY FEDERAL CREDIT UNION has about 1,703 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ABBEVILLE COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
603 E GREENWOOD ST
ABBEVILLE, SC 29620
Phone:(864) 366-5615
Fax:(864) 366-2983
Website:http://www.youracfcu.com
Branches:1 branch locations
Members:1,703
Credit Union Type:Federal Credit Union
Charter Number:24842
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1971
Last Audited:Oct 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$11,993,245
CEO/Manager:Latricia J Fuller
Chairperson:Gary O Burton

Call Report

  • Overdraft Lines of Credit
  • Risk Based Loans
  • ATM/Debit Card Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,513,413
TOTAL INVESTMENTS 543,914
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 501,275
 Other Loans 6,103,815
 TOTAL LOANS 6,605,090
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -113,009
 Land And Building 280,071
 Other Fixed Assets 4,320
 NCUSIF Deposit 74,018
 All Other Assets 85,428
  TOTAL ASSETS 11,993,245
LIABILITIES & CAPITAL:  
 Dividends Payable 1,667
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 51,925
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,463,578
 Regular shares 6,969,988
 All Other Shares & Deposits 1,053,138
  TOTAL SHARES & DEPOSITS 10,486,704
  TOTAL LIABILITIES 10,540,296
 Regular Reserve 302,446
 Other Reserves 0
 Undivided Earnings 1,150,503
  TOTAL EQUITY 1,452,949
  TOTAL LIABILITIES, SHARES, & EQUITY 11,993,245
INCOME & EXPENSE  
 Loan Income 99,762
 Investment Income 100,945
 Other Income 14,153
 Total Employee Compensation & Benefits 69,947
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 72,126
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 990
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 98,790
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