Sep, 30, 2025 — EMPOWERMENT COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION is a federal credit union headquartered in HOUSTON, TX with 1 branch location and about $755,012 in total assets. Opened 20 years ago in 2006, EMPOWERMENT COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION has about 596 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EMPOWERMENT COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 6011 W Orem Dr HOUSTON, TX 77085-1273 |
| Phone: | (713) 726-2515 |
| Fax: | (713) 726-2516 |
| Website: | https://www.ecdfcu.com |
| Branches: | 1 branch locations |
| Members: | 596 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24769 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 2006 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $755,012 |
| CEO/Manager: | Delores M Gentry |
| Chairperson: | Benjamin Miller |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 251,556 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 38,746 |
| Other Loans | 432,654 |
| TOTAL LOANS | 471,400 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,659 |
| Land And Building | 0 |
| Other Fixed Assets | 25,677 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 9,348 |
| All Other Assets | 0 |
| TOTAL ASSETS | 755,012 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 25 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 590,854 |
| All Other Shares & Deposits | 84,000 |
| TOTAL SHARES & DEPOSITS | 674,854 |
| TOTAL LIABILITIES | 674,879 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 80,133 |
| TOTAL EQUITY | 80,133 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 755,012 |
| INCOME & EXPENSE | |
| Loan Income | 31,556 |
| Investment Income | 6,588 |
| Other Income | 1,235 |
| Total Employee Compensation & Benefits | 9,395 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 24,536 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 5,331 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 317 |
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