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BAYOU CITY FEDERAL CREDIT UNION

Mar, 31, 2021 — BAYOU CITY FEDERAL CREDIT UNION is a federal credit union headquartered in HOUSTON, TX with 2 branch locations and about $30.91 million in total assets. Opened 41 years ago in 1980, BAYOU CITY FEDERAL CREDIT UNION has about 2,800 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BAYOU CITY FEDERAL CREDIT UNION
Address:
(Main Office)
6414 FANNIN ST STE G50
HOUSTON, TX 77030-1500
Phone:(713) 704-4943
Fax:(713) 704-0524
Website:http://www.bcfcu.com
Branches:2 branch locations
Members:2,800
Credit Union Type:Federal Credit Union
Charter Number:23582
Membership Type:Service - Health Care
Corporate Credit Union:No
Year Opened:1980
Last Audited:Mar 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$30,909,215
CEO/Manager:RITANA LAYNE
Chairperson:Barbara J Wisecup

Call Report

  • Credit Builder
  • Overdraft Lines of Credit
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,893,060
TOTAL INVESTMENTS 15,738,000
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,168,602
 Other Loans 6,771,922
 TOTAL LOANS 7,940,524
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -77,257
 Land And Building 0
 Other Fixed Assets 47,766
 NCUSIF Deposit 209,970
 All Other Assets 157,152
  TOTAL ASSETS 30,909,215
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 344,501
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 8,020,978
 Regular shares 16,384,854
 All Other Shares & Deposits 4,075,254
  TOTAL SHARES & DEPOSITS 28,481,086
  TOTAL LIABILITIES 28,825,587
 Regular Reserve 323,205
 Other Reserves 0
 Undivided Earnings 1,760,423
  TOTAL EQUITY 2,083,628
  TOTAL LIABILITIES, SHARES, & EQUITY 30,909,215
INCOME & EXPENSE  
 Loan Income 143,768
 Investment Income 61,789
 Other Income 55,057
 Total Employee Compensation & Benefits 138,819
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 175,123
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,000
 Cost of Funds 12,026
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -9,370
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