Sep, 30, 2025 — HARRIS COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in HOUSTON, TX with 1 branch location and about $215.51 million in total assets. Opened 75 years ago in 1951, HARRIS COUNTY FEDERAL CREDIT UNION has about 19,731 members and employs 43 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HARRIS COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1400 Franklin St HOUSTON, TX 77002-2147 |
| Phone: | (713) 755-5160 |
| Fax: | (713) 755-8982 |
| Website: | https://www.hcfcu.com |
| Branches: | 1 branch locations |
| Members: | 19,731 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7552 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $215,505,501 |
| CEO/Manager: | Vicki L Squires |
| Chairperson: | Mercedes Leal |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 34,319,918 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 27,135,160 |
| Unsecured Loans | 28,473,380 |
| Other Loans | 59,697,701 |
| TOTAL LOANS | 115,306,241 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,114,164 |
| Land And Building | 0 |
| Other Fixed Assets | 290,948 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,515,009 |
| All Other Assets | 0 |
| TOTAL ASSETS | 215,505,501 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,871,551 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 84,166,709 |
| Regular shares | 57,919,812 |
| All Other Shares & Deposits | 24,812,434 |
| TOTAL SHARES & DEPOSITS | 166,898,955 |
| TOTAL LIABILITIES | 168,770,506 |
| Regular Reserve | 0 |
| Other Reserves | -1,216,611 |
| Undivided Earnings | 47,951,606 |
| TOTAL EQUITY | 46,734,995 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 215,505,501 |
| INCOME & EXPENSE | |
| Loan Income | 5,945,927 |
| Investment Income | 1,576,726 |
| Other Income | 861,080 |
| Total Employee Compensation & Benefits | 2,304,326 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,454,660 |
| Non-operating Income & (Expense) | 322,695 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 955,250 |
| Cost of Funds | 787,753 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,000,110 |
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