Sep, 30, 2025 — BCM FEDERAL CREDIT UNION is a federal credit union headquartered in HOUSTON, TX with 2 branch locations and about $42.04 million in total assets. Opened 67 years ago in 1959, BCM FEDERAL CREDIT UNION has about 4,733 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BCM FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1 Baylor Plz Ste 59E HOUSTON, TX 77030-3411 |
| Phone: | (713) 798-4820 |
| Fax: | (713) 798-4200 |
| Website: | https://www.bcmfcu.com |
| Branches: | 2 branch locations |
| Members: | 4,733 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12892 |
|---|---|
| Membership Type: | Service - Health Care |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $42,035,758 |
| CEO/Manager: | April Comeaux |
| Chairperson: | Danette Bagley Thierry |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,399,120 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,389,953 |
| Unsecured Loans | 4,977,999 |
| Other Loans | 9,381,599 |
| TOTAL LOANS | 21,749,551 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -828,010 |
| Land And Building | 0 |
| Other Fixed Assets | 42,283 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 358,252 |
| All Other Assets | 0 |
| TOTAL ASSETS | 42,035,758 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 34,882 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 74,187 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,081,791 |
| Regular shares | 23,590,741 |
| All Other Shares & Deposits | 6,190,993 |
| TOTAL SHARES & DEPOSITS | 36,863,525 |
| TOTAL LIABILITIES | 36,972,594 |
| Regular Reserve | 0 |
| Other Reserves | 1,491,240 |
| Undivided Earnings | 3,571,924 |
| TOTAL EQUITY | 5,063,164 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 42,035,758 |
| INCOME & EXPENSE | |
| Loan Income | 1,067,570 |
| Investment Income | 681,947 |
| Other Income | 136,000 |
| Total Employee Compensation & Benefits | 517,821 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 598,774 |
| Non-operating Income & (Expense) | 601 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 39,069 |
| Cost of Funds | 409,028 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 411,614 |
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