HOUSTON METROPOLITAN FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.hmefcu.org for more information.
Sep, 30, 2025 — HOUSTON METROPOLITAN FEDERAL CREDIT UNION (HMEFCU) is a federal credit union headquartered in Houston, TX with 3 branch locations and about $76.41 million in total assets. Opened 81 years ago in 1945, HOUSTON METROPOLITAN FEDERAL CREDIT UNION (HMEFCU) has about 14,391 members and employs 34 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HOUSTON METROPOLITAN FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 16070 Houston, TX 77022-6070 |
| Phone: | (713) 699-0795 |
| Fax: | (713) 699-3584 |
| Website: | https://www.hmefcu.org |
| Branches: | 3 branch locations |
| Members: | 14,391 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24570 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1945 |
| Last Audited: | Dec 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $76,405,175 |
| CEO/Manager: | Malcolm J Rene |
| Chairperson: | Eric Dargan |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,967,555 |
| TOTAL INVESTMENTS | 14,672,331 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,986,265 |
| Unsecured Loans | 4,856,415 |
| Other Loans | 37,134,179 |
| TOTAL LOANS | 46,976,859 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -542,358 |
| Land And Building | 1,451,923 |
| Other Fixed Assets | 79,776 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 621,894 |
| All Other Assets | 3,177,195 |
| TOTAL ASSETS | 76,405,175 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,916,350 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,013,558 |
| Regular shares | 47,118,295 |
| All Other Shares & Deposits | 10,267,187 |
| TOTAL SHARES & DEPOSITS | 67,399,040 |
| TOTAL LIABILITIES | 69,315,390 |
| Regular Reserve | 913,236 |
| Other Reserves | -870,233 |
| Undivided Earnings | 7,046,782 |
| TOTAL EQUITY | 7,089,785 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 76,405,175 |
| INCOME & EXPENSE | |
| Loan Income | 1,586,695 |
| Investment Income | 23,057 |
| Other Income | 591,430 |
| Total Employee Compensation & Benefits | 1,269,345 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,304,905 |
| Non-operating Income & (Expense) | 317,751 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 188,377 |
| Cost of Funds | 63,951 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 275,048 |
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