Sep, 30, 2022 — SMART FINANCIAL CREDIT UNION is a federally insured state chartered credit union headquartered in HOUSTON, TX with 13 branch locations and about $867.63 million in total assets. Opened 89 years ago in 1934, SMART FINANCIAL CREDIT UNION has about 64,043 members and employs 196 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | SMART FINANCIAL CREDIT UNION |
---|---|
Address: (Main Office) | 6051 N Course Dr HOUSTON, TX 77072-1667 |
Phone: | (713) 850-1600 |
Fax: | |
Website: | https://www.smartcu.org |
Branches: | 13 branch locations |
Members: | 64,043 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 67927 |
---|---|
Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1934 |
Last Audited: | Dec 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $867,632,640 |
CEO/Manager: | LeAnn Kaczynski |
Chairperson: | Chad G Greer |
ASSETS: | $ Amount |
---|---|
Cash & Equivalents | 53,645,304 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 227,322,480 |
Unsecured Loans | 46,491,978 |
Other Loans | 169,125,349 |
TOTAL LOANS | 442,939,807 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,739,671 |
Land And Building | 28,290,896 |
Other Fixed Assets | 4,981,555 |
NCUSIF Deposit | 7,546,499 |
All Other Assets | 50,418 |
TOTAL ASSETS | 867,632,640 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 18,130,285 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 183,912,909 |
Regular shares | 411,500,257 |
All Other Shares & Deposits | 196,090,150 |
TOTAL SHARES & DEPOSITS | 791,503,316 |
TOTAL LIABILITIES | 809,633,601 |
Regular Reserve | 0 |
Other Reserves | -22,155,325 |
Undivided Earnings | 80,154,364 |
TOTAL EQUITY | 57,999,039 |
TOTAL LIABILITIES, SHARES, & EQUITY | 867,632,640 |
INCOME & EXPENSE | |
Loan Income | 13,813,943 |
Investment Income | 2,470,897 |
Other Income | 4,101,173 |
Total Employee Compensation & Benefits | 13,381,731 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 9,607,191 |
Non-operating Income & (Expense) | 12,319 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | -266,503 |
Cost of Funds | 952,399 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 3,926,865 |
↑ Back to Top |