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NOBLE FEDERAL CREDIT UNION

Sep, 30, 2025 — NOBLE FEDERAL CREDIT UNION is a federal credit union headquartered in FRESNO, CA with 8 branch locations and about $1.35 billion in total assets. Opened 85 years ago in 1941, NOBLE FEDERAL CREDIT UNION has about 119,086 members and employs 220 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 321172510
Name:NOBLE FEDERAL CREDIT UNION
Address:
(Main Office)
7 E River Park Pl E Ste 110
FRESNO, CA 93720-1669
Phone:(559) 252-5000
Fax:(559) 437-2157
Website:https://www.noblecu.com
Branches:8 branch locations
Members:119,086
Credit Union Type:Federal Credit Union
Charter Number:24552
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1941
Last Audited:Dec 01, 2024
FHLB Member:Yes
Low Income Designation:No
Assets:$1,349,042,526
CEO/Manager:Gino Cayanan
Chairperson:Karen Bosch Cobb

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 61,931,504
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 194,493,630
 Unsecured Loans 113,155,760
 Other Loans 535,813,434
 TOTAL LOANS 843,462,824
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -11,888,791
 Land And Building 5,416,059
 Other Fixed Assets 14,104,043
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 10,222,140
 All Other Assets 950,530
  TOTAL ASSETS 1,349,042,526
LIABILITIES & CAPITAL:  
 Dividends Payable 1,500
 Notes & Interest Payable 100,000,000
 Accounts Payable & Other Liabilities 18,237,600
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 220,875,483
 Regular shares 393,281,996
 All Other Shares & Deposits 484,985,021
  TOTAL SHARES & DEPOSITS 1,099,142,500
  TOTAL LIABILITIES 1,217,381,600
 Regular Reserve 0
 Other Reserves -5,942,011
 Undivided Earnings 137,602,937
  TOTAL EQUITY 131,660,926
  TOTAL LIABILITIES, SHARES, & EQUITY 1,349,042,526
INCOME & EXPENSE  
 Loan Income 39,594,102
 Investment Income 10,210,837
 Other Income 5,110,169
 Total Employee Compensation & Benefits 18,474,437
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 19,304,360
 Non-operating Income & (Expense) -708,679
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 3,656,526
 Cost of Funds 14,280,469
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 6,780,323
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