Sep, 30, 2025 — DADE COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in SWEETWATER, FL with 11 branch locations and about $1.47 billion in total assets. Opened 35 years ago in 1991, DADE COUNTY FEDERAL CREDIT UNION has about 109,384 members and employs 255 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DADE COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1500 NW 107th Ave SWEETWATER, FL 33172-2706 |
| Phone: | (305) 471-5080 |
| Fax: | (305) 392-2597 |
| Website: | https://www.dcfcu.org |
| Branches: | 11 branch locations |
| Members: | 109,384 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24508 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1991 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,473,910,016 |
| CEO/Manager: | George G Joseph |
| Chairperson: | Bonnie L Burrell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 71,679,201 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 491,740,006 |
| Unsecured Loans | 96,908,733 |
| Other Loans | 454,737,746 |
| TOTAL LOANS | 1,043,386,486 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -15,483,751 |
| Land And Building | 31,652,733 |
| Other Fixed Assets | 7,746,142 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 9,607,789 |
| All Other Assets | 255,952 |
| TOTAL ASSETS | 1,473,910,016 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,737,485 |
| Notes & Interest Payable | 139,250,000 |
| Accounts Payable & Other Liabilities | 38,360,337 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 227,947,700 |
| Regular shares | 459,588,739 |
| All Other Shares & Deposits | 448,544,124 |
| TOTAL SHARES & DEPOSITS | 1,136,080,563 |
| TOTAL LIABILITIES | 1,316,435,783 |
| Regular Reserve | 0 |
| Other Reserves | -23,532,985 |
| Undivided Earnings | 181,007,218 |
| TOTAL EQUITY | 157,474,233 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,473,910,016 |
| INCOME & EXPENSE | |
| Loan Income | 50,200,139 |
| Investment Income | 5,475,545 |
| Other Income | 19,071,363 |
| Total Employee Compensation & Benefits | 21,249,927 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 20,101,888 |
| Non-operating Income & (Expense) | -1,412 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 4,952,050 |
| Cost of Funds | 13,716,168 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 15,586,525 |
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