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BAPTIST HEALTH SOUTH FLORIDA FEDERAL CREDIT UNION

Dec, 31, 2020 — BAPTIST HEALTH SOUTH FLORIDA FEDERAL CREDIT UNION is a federal credit union headquartered in Miami, FL with 4 branch locations and about $89.65 million in total assets. Opened 60 years ago in 1961, BAPTIST HEALTH SOUTH FLORIDA FEDERAL CREDIT UNION has about 11,944 members and employs 42 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 267082201
Name:BAPTIST HEALTH SOUTH FLORIDA FEDERAL CREDIT UNION
Address:
(Main Office)
13200 SW 128th St, Building C-1
Miami, FL 33186
Phone:(786) 257-2304
Fax:(305) 971-8258
Website:http://www.bhsffcu.org
Branches:4 branch locations
Members:11,944
Credit Union Type:Federal Credit Union
Charter Number:14391
Membership Type:Service - Health Care
Corporate Credit Union:No
Year Opened:1961
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$89,652,011
CEO/Manager:Alex Aspuru
Chairperson:John Williamson

Call Report

  • Credit Builder
  • Overdraft Protection
  • Participation Loans
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • First Time Homebuyer Program
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 22,797,944
TOTAL INVESTMENTS 14,330,600
Loans Held for Sale 0
 
 Real Estate Loans 2,430,157
 Unsecured Loans 11,483,903
 Other Loans 36,276,210
 TOTAL LOANS 50,190,270
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -578,117
 Land And Building 741,907
 Other Fixed Assets 70,511
 NCUSIF Deposit 681,658
 All Other Assets 1,417,238
  TOTAL ASSETS 89,652,011
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,402,288
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 18,932,861
 Regular shares 43,770,855
 All Other Shares & Deposits 15,115,269
  TOTAL SHARES & DEPOSITS 77,818,985
  TOTAL LIABILITIES 79,221,273
 Regular Reserve 140,899
 Other Reserves 0
 Undivided Earnings 10,289,839
  TOTAL EQUITY 10,430,738
  TOTAL LIABILITIES, SHARES, & EQUITY 89,652,011
INCOME & EXPENSE  
 Loan Income 3,640,860
 Investment Income 297,051
 Other Income 1,606,219
 Total Employee Compensation & Benefits 2,279,322
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,152,177
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 274,035
 Cost of Funds 138,683
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 699,913
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