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MIAMI POSTAL SERVICE CREDIT UNION

Dec, 31, 2020 — MIAMI POSTAL SERVICE CREDIT UNION is a federally insured state chartered credit union headquartered in MIAMI, FL with 3 branch locations and about $155.32 million in total assets. Opened 30 years ago in 1991, MIAMI POSTAL SERVICE CREDIT UNION has about 13,712 members and employs 45 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MIAMI POSTAL SERVICE CREDIT UNION
Address:
(Main Office)
2190 NW 72 AVENUE
MIAMI, FL 33122
Phone:(305) 592-7733
Fax:(305) 716-8347
Website:http://www.mpscu.org
Branches:3 branch locations
Members:13,712
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67330
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1991
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$155,318,018
CEO/Manager:Jace B Reyes
Chairperson:Jennifer David

Call Report

  • Credit Builder
  • Overdraft Protection
  • Real Estate Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 42,788,001
TOTAL INVESTMENTS 39,337,837
Loans Held for Sale 0
 
 Real Estate Loans 12,026,756
 Unsecured Loans 4,266,711
 Other Loans 47,566,377
 TOTAL LOANS 63,859,844
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -680,997
 Land And Building 215,762
 Other Fixed Assets 120,147
 NCUSIF Deposit 1,257,869
 All Other Assets 8,419,555
  TOTAL ASSETS 155,318,018
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,706,211
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 21,377,520
 Regular shares 85,019,970
 All Other Shares & Deposits 31,126,105
  TOTAL SHARES & DEPOSITS 137,523,595
  TOTAL LIABILITIES 139,229,806
 Regular Reserve 1,512,945
 Other Reserves 71,212
 Undivided Earnings 14,504,055
  TOTAL EQUITY 16,088,212
  TOTAL LIABILITIES, SHARES, & EQUITY 155,318,018
INCOME & EXPENSE  
 Loan Income 3,987,865
 Investment Income 707,047
 Other Income 2,258,110
 Total Employee Compensation & Benefits 2,919,220
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,748,325
 Non-operating Income & (Expense) -16,263
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 354,000
 Cost of Funds 614,235
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 300,979
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