Sep, 30, 2025 — SRP FEDERAL CREDIT UNION is a federal credit union headquartered in NORTH AUGUSTA, SC with 20 branch locations and about $1.98 billion in total assets. Opened 66 years ago in 1960, SRP FEDERAL CREDIT UNION has about 199,864 members and employs 421 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SRP FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1070 Edgefield Rd NORTH AUGUSTA, SC 29860 |
| Phone: | (803) 278-4851 |
| Fax: | (803) 202-4399 |
| Website: | https://www.srpfcu.org |
| Branches: | 20 branch locations |
| Members: | 199,864 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24410 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,978,673,502 |
| CEO/Manager: | Liz Ponder |
| Chairperson: | Sandra J Devoe Bland |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 183,618,175 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 1,552,297 |
| Real Estate Loans | 756,452,983 |
| Unsecured Loans | 161,103,287 |
| Other Loans | 477,444,388 |
| TOTAL LOANS | 1,395,000,658 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -20,930,758 |
| Land And Building | 27,713,097 |
| Other Fixed Assets | 2,787,008 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 15,423,532 |
| All Other Assets | 408,342 |
| TOTAL ASSETS | 1,978,673,502 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 118,757 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 29,449,244 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 450,412,722 |
| Regular shares | 861,086,081 |
| All Other Shares & Deposits | 368,988,405 |
| TOTAL SHARES & DEPOSITS | 1,680,487,208 |
| TOTAL LIABILITIES | 1,710,140,999 |
| Regular Reserve | 0 |
| Other Reserves | 6,358,668 |
| Undivided Earnings | 262,173,835 |
| TOTAL EQUITY | 268,532,503 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,978,673,502 |
| INCOME & EXPENSE | |
| Loan Income | 66,915,815 |
| Investment Income | 14,617,369 |
| Other Income | 13,097,343 |
| Total Employee Compensation & Benefits | 31,276,392 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 32,086,061 |
| Non-operating Income & (Expense) | 52,843 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,073,299 |
| Cost of Funds | 12,804,452 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 24,265,513 |
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