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BLUE CHIP FEDERAL CREDIT UNION

Sep, 30, 2025 — BLUE CHIP FEDERAL CREDIT UNION is a federal credit union headquartered in Harrisburg, PA with 2 branch locations and about $46.39 million in total assets. Opened 78 years ago in 1948, BLUE CHIP FEDERAL CREDIT UNION has about 4,033 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 231381161
Name:BLUE CHIP FEDERAL CREDIT UNION
Address:
(Main Office)
5050 Derry St
Harrisburg, PA 17111-5606
Phone:(717) 564-3081
Fax:(717) 564-1469
Website:https://www.bluechipfcu.org
Branches:2 branch locations
Members:4,033
Credit Union Type:Federal Credit Union
Charter Number:24385
Membership Type:Multiple common bond - Primarily transportation
Corporate Credit Union:No
Year Opened:1948
Last Audited:Apr 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$46,393,146
CEO/Manager:Matthew White
Chairperson:Brian Henry

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 8,759,196
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 5,150,420
 Unsecured Loans 3,670,017
 Other Loans 15,547,777
 TOTAL LOANS 16,118,986
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -423,772
 Land And Building 566,927
 Other Fixed Assets 27,728
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 393,512
 All Other Assets 0
  TOTAL ASSETS 46,393,146
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 49,102
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,764,250
 Regular shares 23,024,555
 All Other Shares & Deposits 10,547,864
  TOTAL SHARES & DEPOSITS 41,321,632
  TOTAL LIABILITIES 38,501,003
 Regular Reserve 0
 Other Reserves 402,695
 Undivided Earnings 4,619,717
  TOTAL EQUITY 5,022,412
  TOTAL LIABILITIES, SHARES, & EQUITY 44,116,980
INCOME & EXPENSE  
 Loan Income 865,119
 Investment Income 315,805
 Other Income 94,812
 Total Employee Compensation & Benefits 517,819
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 675,335
 Non-operating Income & (Expense) 173,903
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 213,880
 Cost of Funds 58,693
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 82,663
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