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CREDIT HUMAN FEDERAL CREDIT UNION

Sep, 30, 2025 — CREDIT HUMAN FEDERAL CREDIT UNION is a federal credit union headquartered in SAN ANTONIO, TX with 27 branch locations and about $4.43 billion in total assets. Opened 91 years ago in 1935, CREDIT HUMAN FEDERAL CREDIT UNION has about 259,848 members and employs 856 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CREDIT HUMAN FEDERAL CREDIT UNION
Address:
(Main Office)
1703 Broadway St
SAN ANTONIO, TX 78215-1438
Phone:(210) 258-1390
Fax:
Website:https://www.credithuman.com
Branches:27 branch locations
Members:259,848
Credit Union Type:Federal Credit Union
Charter Number:24382
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1935
Last Audited:Dec 01, 2024
FHLB Member:Yes
Low Income Designation:No
Assets:$4,432,412,638
CEO/Manager:Stephen Hennigan
Chairperson:Blaise C Bender

Call Report

  • Payday Alternative Loans (PAL Loans)
  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 152,889,600
TOTAL INVESTMENTS 0
Loans Held for Sale 485,780
 
 Real Estate Loans 355,419,106
 Unsecured Loans 146,607,610
 Other Loans 3,507,219,010
 TOTAL LOANS 4,009,245,727
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -38,427,925
 Land And Building 125,075,339
 Other Fixed Assets 49,641,545
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 31,394,832
 All Other Assets 4,330,194
  TOTAL ASSETS 4,432,412,638
LIABILITIES & CAPITAL:  
 Dividends Payable 4,359,124
 Notes & Interest Payable 382,500,000
 Accounts Payable & Other Liabilities 49,676,933
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 94,599,937
 Regular shares 1,041,670,667
 All Other Shares & Deposits 2,535,686,325
  TOTAL SHARES & DEPOSITS 3,671,956,929
  TOTAL LIABILITIES 4,110,234,191
 Regular Reserve 0
 Other Reserves 3,006,003
 Undivided Earnings 319,172,444
  TOTAL EQUITY 322,178,447
  TOTAL LIABILITIES, SHARES, & EQUITY 4,432,412,638
INCOME & EXPENSE  
 Loan Income 202,356,931
 Investment Income 5,106,133
 Other Income 8,158,029
 Total Employee Compensation & Benefits 67,987,861
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 54,250,116
 Non-operating Income & (Expense) 8,108
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 18,278,409
 Cost of Funds 90,414,124
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -7,479,694
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