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AFFINITY PLUS FEDERAL CREDIT UNION

Sep, 30, 2025 — AFFINITY PLUS FEDERAL CREDIT UNION is a federal credit union headquartered in SAINT PAUL, MN with 35 branch locations and about $4.70 billion in total assets. Opened 92 years ago in 1934, AFFINITY PLUS FEDERAL CREDIT UNION has about 291,157 members and employs 608 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 296076301
Name:AFFINITY PLUS FEDERAL CREDIT UNION
Address:
(Main Office)
175 W Lafayette Frontage Rd
SAINT PAUL, MN 55107-1420
Phone:(651) 312-9252
Fax:(651) 312-6252
Website:https://www.affinityplus.org
Branches:35 branch locations
Members:291,157
Credit Union Type:Federal Credit Union
Charter Number:24362
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1934
Last Audited:Dec 01, 2024
FHLB Member:Yes
Low Income Designation:No
Assets:$4,700,879,369
CEO/Manager:Dave Larson
Chairperson:Chad Trench

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 667,886,513
TOTAL INVESTMENTS 0
Loans Held for Sale 2,065,600
 
 Real Estate Loans 1,896,343,547
 Unsecured Loans 504,554,388
 Other Loans 1,235,098,519
 TOTAL LOANS 3,635,996,454
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -46,779,724
 Land And Building 33,226,823
 Other Fixed Assets 6,811,265
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 35,679,959
 All Other Assets 1,341,532
  TOTAL ASSETS 4,700,879,369
LIABILITIES & CAPITAL:  
 Dividends Payable 1,771,100
 Notes & Interest Payable 241,566,306
 Accounts Payable & Other Liabilities 52,687,753
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 878,882,204
 Regular shares 920,047,664
 All Other Shares & Deposits 2,206,613,214
  TOTAL SHARES & DEPOSITS 4,005,543,082
  TOTAL LIABILITIES 4,304,085,686
 Regular Reserve 0
 Other Reserves 537,422
 Undivided Earnings 396,256,261
  TOTAL EQUITY 396,793,683
  TOTAL LIABILITIES, SHARES, & EQUITY 4,700,879,369
INCOME & EXPENSE  
 Loan Income 162,720,473
 Investment Income 20,339,833
 Other Income 8,381,942
 Total Employee Compensation & Benefits 53,134,210
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 61,890,495
 Non-operating Income & (Expense) 706,888
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 20,240,997
 Cost of Funds 60,016,146
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 27,700,285
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