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RIVERVIEW CREDIT UNION

Sep, 30, 2021 — RIVERVIEW CREDIT UNION is a federally insured state chartered credit union headquartered in SOUTH SAINT PAU, MN with 1 branch location and about $7.68 million in total assets. Opened 90 years ago in 1931, RIVERVIEW CREDIT UNION has about 567 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:RIVERVIEW CREDIT UNION
Address:
(Main Office)
115 HARDMAN AVE S
SOUTH SAINT PAU, MN 55075-2421
Phone:(651) 224-4631
Fax:(651) 224-2048
Website:http://myrcu.com
Branches:1 branch locations
Members:567
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:65448
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1931
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$7,679,275
CEO/Manager:Julia K Havens
Chairperson:Tamara L Snaza

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,544,175
TOTAL INVESTMENTS 1,428,883
Loans Held for Sale 0
 
 Real Estate Loans 2,723,649
 Unsecured Loans 48,399
 Other Loans 1,822,892
 TOTAL LOANS 4,594,940
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -42,825
 Land And Building 0
 Other Fixed Assets 6,787
 NCUSIF Deposit 61,348
 All Other Assets 85,967
  TOTAL ASSETS 7,679,275
LIABILITIES & CAPITAL:  
 Dividends Payable 1,281
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 19,103
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 394,883
 Regular shares 4,919,364
 All Other Shares & Deposits 1,210,801
  TOTAL SHARES & DEPOSITS 6,525,048
  TOTAL LIABILITIES 6,545,432
 Regular Reserve 197,020
 Other Reserves 0
 Undivided Earnings 936,823
  TOTAL EQUITY 1,133,843
  TOTAL LIABILITIES, SHARES, & EQUITY 7,679,275
INCOME & EXPENSE  
 Loan Income 162,909
 Investment Income 20,276
 Other Income 14,599
 Total Employee Compensation & Benefits 109,273
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 72,953
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 15,310
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 44,965
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