Sep, 30, 2025 — P.S.E. & G. NUCLEAR EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in HANCOCKS BRIDGE, NJ with 1 branch location and about $10.17 million in total assets. Opened 41 years ago in 1985, P.S.E. & G. NUCLEAR EMPLOYEES FEDERAL CREDIT UNION has about 1,011 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | P.S.E. & G. NUCLEAR EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | end of alloway creek neck rd HANCOCKS BRIDGE, NJ 08038 |
| Phone: | (856) 339-5099 |
| Fax: | |
| Website: | https://www.psegnuclearcreditunion.com/ |
| Branches: | 1 branch locations |
| Members: | 1,011 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24226 |
|---|---|
| Membership Type: | Service - Communications and Utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1985 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $10,172,461 |
| CEO/Manager: | Jody Mortarulo |
| Chairperson: | Pamela Earnest |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,334,695 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 410,580 |
| Unsecured Loans | 525,772 |
| Other Loans | 3,382,751 |
| TOTAL LOANS | 4,319,102 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -23,784 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 84,256 |
| All Other Assets | 0 |
| TOTAL ASSETS | 10,172,461 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,035 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,647,985 |
| Regular shares | 5,929,812 |
| All Other Shares & Deposits | 100,868 |
| TOTAL SHARES & DEPOSITS | 8,678,665 |
| TOTAL LIABILITIES | 8,683,700 |
| Regular Reserve | 0 |
| Other Reserves | 159,140 |
| Undivided Earnings | 1,329,621 |
| TOTAL EQUITY | 1,488,761 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 10,172,461 |
| INCOME & EXPENSE | |
| Loan Income | 206,134 |
| Investment Income | 112,217 |
| Other Income | 14,493 |
| Total Employee Compensation & Benefits | 194,093 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 63,497 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 6,389 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 68,941 |
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