Dec, 31, 2023 — FIRST CALIFORNIA FEDERAL CREDIT UNION is a federal credit union headquartered in FRESNO, CA with 1 branch location and about $103.86 million in total assets. Opened 42 years ago in 1982, FIRST CALIFORNIA FEDERAL CREDIT UNION has about 9,148 members and employs 22 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | FIRST CALIFORNIA FEDERAL CREDIT UNION |
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Address: (Main Office) | 2525 E Shields Ave FRESNO, CA 93726 |
Phone: | (559) 226-8282 |
Fax: | |
Website: | https://www.firstcalfcu.org |
Branches: | 1 branch locations |
Members: | 9,148 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 23964 |
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Membership Type: | Multiple common bond - Primarily federal, state, local government |
Corporate Credit Union: | No |
Year Opened: | 1982 |
Last Audited: | Sep 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $103,858,009 |
CEO/Manager: | Gabrielle DeLeon |
Chairperson: | Jeffrey J Lodge |
ASSETS: | $ Amount |
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Cash & Equivalents | 2,752,176 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 11,758,129 |
Unsecured Loans | 3,033,243 |
Other Loans | 36,146,641 |
TOTAL LOANS | 50,938,013 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -663,577 |
Land And Building | 455,522 |
Other Fixed Assets | 237,280 |
NCUSIF Deposit | 953,219 |
All Other Assets | 32,605 |
TOTAL ASSETS | 103,858,009 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 187,006 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 21,044,012 |
Regular shares | 60,597,177 |
All Other Shares & Deposits | 13,927,284 |
TOTAL SHARES & DEPOSITS | 95,568,475 |
TOTAL LIABILITIES | 95,755,481 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 8,102,528 |
TOTAL EQUITY | 8,102,528 |
TOTAL LIABILITIES, SHARES, & EQUITY | 103,858,009 |
INCOME & EXPENSE | |
Loan Income | 2,339,925 |
Investment Income | 1,091,029 |
Other Income | 456,911 |
Total Employee Compensation & Benefits | 1,420,408 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 2,000,472 |
Non-operating Income & (Expense) | 27,719 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 420,421 |
Cost of Funds | 166,378 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 262,099 |
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» See also Statement of Financial Condition