Sep, 30, 2025 — FIRST CALIFORNIA FEDERAL CREDIT UNION is a federal credit union headquartered in FRESNO, CA with 1 branch location and about $108.45 million in total assets. Opened 44 years ago in 1982, FIRST CALIFORNIA FEDERAL CREDIT UNION has about 9,265 members and employs 22 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST CALIFORNIA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2525 E Shields Ave FRESNO, CA 93726 |
| Phone: | (559) 226-8282 |
| Fax: | |
| Website: | https://www.firstcalfcu.org |
| Branches: | 1 branch locations |
| Members: | 9,265 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 23964 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1982 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $108,454,282 |
| CEO/Manager: | Gabrielle DeLeon |
| Chairperson: | Jeffrey J Lodge |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,544,310 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 12,899,890 |
| Unsecured Loans | 2,729,262 |
| Other Loans | 38,183,395 |
| TOTAL LOANS | 53,812,547 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -205,932 |
| Land And Building | 578,572 |
| Other Fixed Assets | 167,923 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 888,906 |
| All Other Assets | 23,286 |
| TOTAL ASSETS | 108,454,282 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 250,419 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 18,504,974 |
| Regular shares | 61,838,410 |
| All Other Shares & Deposits | 17,231,044 |
| TOTAL SHARES & DEPOSITS | 97,574,428 |
| TOTAL LIABILITIES | 97,824,847 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 10,629,435 |
| TOTAL EQUITY | 10,629,435 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 108,454,282 |
| INCOME & EXPENSE | |
| Loan Income | 2,144,004 |
| Investment Income | 1,276,601 |
| Other Income | 373,388 |
| Total Employee Compensation & Benefits | 1,074,883 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,469,661 |
| Non-operating Income & (Expense) | 26,642 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -3,659 |
| Cost of Funds | 361,208 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,204,168 |
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