Sep, 30, 2025 — HALIFAX COUNTY COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in SOUTH BOSTON, VA with 0 branch location and about $6.91 million in total assets. Opened 45 years ago in 1981, HALIFAX COUNTY COMMUNITY FEDERAL CREDIT UNION has about 1,593 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HALIFAX COUNTY COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1176 Huell Matthews Hwy SOUTH BOSTON, VA 24592 |
| Phone: | (434) 575-7916 |
| Fax: | |
| Website: | https://www.halifaxcu.org |
| Branches: | 0 branch locations |
| Members: | 1,593 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 23760 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1981 |
| Last Audited: | May 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,909,183 |
| CEO/Manager: | Helen H Leigh |
| Chairperson: | Mattie M Cowan |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,237,955 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 304,269 |
| Real Estate Loans | 312,894 |
| Unsecured Loans | 316,826 |
| Other Loans | 267,543 |
| TOTAL LOANS | 915,064 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,892 |
| Land And Building | 83,000 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 59,486 |
| All Other Assets | 0 |
| TOTAL ASSETS | 6,909,183 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 12,043 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 157,175 |
| Regular shares | 4,099,227 |
| All Other Shares & Deposits | 2,141,669 |
| TOTAL SHARES & DEPOSITS | 6,398,071 |
| TOTAL LIABILITIES | 6,410,114 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 499,069 |
| TOTAL EQUITY | 499,069 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,909,183 |
| INCOME & EXPENSE | |
| Loan Income | 54,902 |
| Investment Income | 117,957 |
| Other Income | 9,092 |
| Total Employee Compensation & Benefits | 103,972 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 101,481 |
| Non-operating Income & (Expense) | 11,939 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -41,217 |
| Cost of Funds | 59,764 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -10,459 |
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