Credit Unions Near Me
National Credit Union Service Organization

URW COMMUNITY FEDERAL CREDIT UNION

Mar, 31, 2021 — URW COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in DANVILLE, VA with 12 branch locations and about $231.79 million in total assets. Opened 51 years ago in 1970, URW COMMUNITY FEDERAL CREDIT UNION has about 31,908 members and employs 47 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 251480482
Name:URW COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
314 LOWES DR
DANVILLE, VA 24540-5927
Phone:(434) 793-1278
Fax:
Website:http://www.urwfcu.org
Branches:12 branch locations
Members:31,908
Credit Union Type:Federal Credit Union
Charter Number:19867
Membership Type:Community - Rural District
Corporate Credit Union:No
Year Opened:1970
Last Audited:Dec 01, 2019
FHLB Member:Yes
Low Income Designation:No
Assets:$231,793,853
CEO/Manager:Cheryl Doss
Chairperson:Charles E Phillips

Call Report

  • Commercial Loans
  • Credit Builder
  • Indirect Consumer Loans
  • Overdraft Protection
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Health Savings Accounts
  • In-School Branches
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 46,718,850
TOTAL INVESTMENTS 31,441,067
Loans Held for Sale 0
 
 Real Estate Loans 12,964,638
 Unsecured Loans 17,873,173
 Other Loans 110,970,293
 TOTAL LOANS 141,950,526
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,086,700
 Land And Building 4,518,337
 Other Fixed Assets 3,495,108
 NCUSIF Deposit 1,757,605
 All Other Assets 2,999,060
  TOTAL ASSETS 231,793,853
LIABILITIES & CAPITAL:  
 Dividends Payable 153,698
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,494,443
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 21,067,853
 Regular shares 69,658,624
 All Other Shares & Deposits 113,452,634
  TOTAL SHARES & DEPOSITS 204,179,111
  TOTAL LIABILITIES 205,827,252
 Regular Reserve 854,701
 Other Reserves 0
 Undivided Earnings 25,111,900
  TOTAL EQUITY 25,966,601
  TOTAL LIABILITIES, SHARES, & EQUITY 231,793,853
INCOME & EXPENSE  
 Loan Income 2,793,659
 Investment Income 87,785
 Other Income 121,562
 Total Employee Compensation & Benefits 1,045,981
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,232,418
 Non-operating Income & (Expense) 14,521
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -275,398
 Cost of Funds 455,217
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,085,362
↑ Back to Top

Other Credit Unions

GLAMORGAN EMPLOYEES FEDERAL CREDIT UNION
P O BOX 1392
LYNCHBURG, VA 24505-1392
HALIFAX COUNTY COMMUNITY FEDERAL CREDIT UNION
1176 HUELL MATHEWS HWY
SOUTH BOSTON, VA 24592
CRCH EMPLOYEES FEDERAL CREDIT UNION
109 Highland Ave SW
ROANOKE, VA 24016
HIGH STREET BAPTIST CHURCH FEDERAL CREDIT UNION
2302 Florida Ave NW
ROANOKE, VA 24017
STAR CITY FEDERAL CREDIT UNION
7635 Plantation Rd
ROANOKE, VA 24019
LYNCHBURG MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
3176 FORT AVE
LYNCHBURG, VA 24501
ROANOKE VALLEY COMMUNITY FEDERAL CREDIT UNION
P.O. BOX 13045
ROANOKE, VA 24030
KEMBA ROANOKE FEDERAL CREDIT UNION
2812 W MAIN ST
SALEM, VA 24153
BEACON CREDIT UNION, INC
PO Box 4319
LYNCHBURG, VA 24502
BLUE EAGLE CREDIT UNION
2121 ELECTRIC RD
ROANOKE, VA 24018