Sep, 30, 2025 — B. M. H. FEDERAL CREDIT UNION is a federal credit union headquartered in CLEVELAND, TN with 1 branch location and about $3.88 million in total assets. Opened 46 years ago in 1980, B. M. H. FEDERAL CREDIT UNION has about 476 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | B. M. H. FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2305 CHAMBLISS AVE NW CLEVELAND, TN 37311 |
| Phone: | (423) 559-6185 |
| Fax: | (423) 559-6674 |
| Website: | https://www.bmhfcu.com |
| Branches: | 1 branch locations |
| Members: | 476 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 23630 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1980 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,878,262 |
| CEO/Manager: | Amy Mason |
| Chairperson: | DENEAN ONEIL |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 969,129 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 57,469 |
| Other Loans | 1,317,054 |
| TOTAL LOANS | 1,374,523 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -18,690 |
| Land And Building | 0 |
| Other Fixed Assets | 11 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 29,272 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,878,262 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 44 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 6,927 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 3,084,747 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 3,084,747 |
| TOTAL LIABILITIES | 3,091,718 |
| Regular Reserve | 0 |
| Other Reserves | 18,441 |
| Undivided Earnings | 768,103 |
| TOTAL EQUITY | 786,544 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,878,262 |
| INCOME & EXPENSE | |
| Loan Income | 70,770 |
| Investment Income | 74,295 |
| Other Income | 2,843 |
| Total Employee Compensation & Benefits | 77,000 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 45,512 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 17,685 |
| Cost of Funds | 4,888 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,019 |
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