BUFFALO COOPERATIVE FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.coopcreditunion.com for more information.
Sep, 30, 2025 — BUFFALO COOPERATIVE FEDERAL CREDIT UNION is a federal credit union headquartered in Buffalo, NY with 1 branch location and about $8.01 million in total assets. Opened 47 years ago in 1979, BUFFALO COOPERATIVE FEDERAL CREDIT UNION has about 1,426 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BUFFALO COOPERATIVE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 251 Grant Street Buffalo, NY 14213 |
| Phone: | (716) 881-3767 |
| Fax: | (716) 881-2148 |
| Website: | https://www.coopcreditunion.com |
| Branches: | 1 branch locations |
| Members: | 1,426 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 23495 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1979 |
| Last Audited: | Mar 01, 2019 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,006,207 |
| CEO/Manager: | John R Muldoon |
| Chairperson: | Daniel Webster |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,048,880 |
| TOTAL INVESTMENTS | 415,990 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,331,648 |
| Unsecured Loans | 548,345 |
| Other Loans | 1,849,551 |
| TOTAL LOANS | 4,729,544 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -60,640 |
| Land And Building | 733,515 |
| Other Fixed Assets | 8,119 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 66,966 |
| All Other Assets | 63,833 |
| TOTAL ASSETS | 8,006,207 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 47 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 9,570 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,936,362 |
| Regular shares | 4,480,069 |
| All Other Shares & Deposits | 233,939 |
| TOTAL SHARES & DEPOSITS | 7,650,370 |
| TOTAL LIABILITIES | 7,659,987 |
| Regular Reserve | 129,792 |
| Other Reserves | 0 |
| Undivided Earnings | 216,428 |
| TOTAL EQUITY | 346,220 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,006,207 |
| INCOME & EXPENSE | |
| Loan Income | 132,880 |
| Investment Income | 5,547 |
| Other Income | 50,946 |
| Total Employee Compensation & Benefits | 105,558 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 83,749 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 14,124 |
| Cost of Funds | 7,783 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -21,841 |
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