Sep, 30, 2025 — EDUCATIONAL AND GOVERNMENTAL FEDERAL CREDIT UNION is a federal credit union headquartered in HARTSDALE, NY with 2 branch locations and about $55.92 million in total assets. Opened 89 years ago in 1937, EDUCATIONAL AND GOVERNMENTAL FEDERAL CREDIT UNION has about 6,409 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EDUCATIONAL AND GOVERNMENTAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 333 N Central Ave Fl 2 HARTSDALE, NY 10530-1811 |
| Phone: | (914) 946-6200 |
| Fax: | (914) 946-2910 |
| Website: | https://www.egefcu.com |
| Branches: | 2 branch locations |
| Members: | 6,409 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2346 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $55,916,593 |
| CEO/Manager: | Garrett R Gizowski |
| Chairperson: | Rochelle Retleff |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 15,499,748 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,444,956 |
| Unsecured Loans | 5,094,883 |
| Other Loans | 6,616,929 |
| TOTAL LOANS | 16,156,768 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -94,813 |
| Land And Building | 48,470 |
| Other Fixed Assets | 76,140 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 506,088 |
| All Other Assets | 0 |
| TOTAL ASSETS | 55,916,593 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 744,776 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,510,555 |
| Regular shares | 34,875,186 |
| All Other Shares & Deposits | 8,853,796 |
| TOTAL SHARES & DEPOSITS | 49,239,537 |
| TOTAL LIABILITIES | 49,984,313 |
| Regular Reserve | 0 |
| Other Reserves | -76,836 |
| Undivided Earnings | 6,009,116 |
| TOTAL EQUITY | 5,932,280 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 55,916,593 |
| INCOME & EXPENSE | |
| Loan Income | 959,460 |
| Investment Income | 726,424 |
| Other Income | 151,645 |
| Total Employee Compensation & Benefits | 782,355 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 878,159 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 68,464 |
| Cost of Funds | 99,023 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 50,435 |
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