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YONKERS POSTAL EMPLOYEES CREDIT UNION

Mar, 31, 2021 — YONKERS POSTAL EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in YONKERS, NY with 1 branch location and about $6.89 million in total assets. Opened 88 years ago in 1933, YONKERS POSTAL EMPLOYEES CREDIT UNION has about 521 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:YONKERS POSTAL EMPLOYEES CREDIT UNION
Address:
(Main Office)
PO BOX 653
YONKERS, NY 10702
Phone:(914) 423-7628
Fax:(914) 423-9502
Website:http://www.ypecu.org
Branches:1 branch locations
Members:521
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:63918
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1933
Last Audited:Dec 01, 2018
FHLB Member:No
Low Income Designation:No
Assets:$6,891,066
CEO/Manager:Ginger R Watkins
Chairperson:Randolph Lane

Call Report

  • Risk Based Loans

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 896,677
TOTAL INVESTMENTS 4,715,000
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,170,960
 Other Loans 133,456
 TOTAL LOANS 1,304,416
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -112,830
 Land And Building 0
 Other Fixed Assets 6,522
 NCUSIF Deposit 53,681
 All Other Assets 27,600
  TOTAL ASSETS 6,891,066
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 60,086
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 5,547,329
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 5,547,329
  TOTAL LIABILITIES 5,607,415
 Regular Reserve 356,348
 Other Reserves 0
 Undivided Earnings 927,303
  TOTAL EQUITY 1,283,651
  TOTAL LIABILITIES, SHARES, & EQUITY 6,891,066
INCOME & EXPENSE  
 Loan Income 34,051
 Investment Income 18,493
 Other Income 95
 Total Employee Compensation & Benefits 34,849
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 12,683
 Non-operating Income & (Expense) 3,086
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -20,000
 Cost of Funds 6,786
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 21,407
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