Sep, 30, 2025 — PORT CHESTER TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in RYE BROOK, NY with 2 branch locations and about $38.69 million in total assets. Opened 72 years ago in 1954, PORT CHESTER TEACHERS FEDERAL CREDIT UNION has about 2,739 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PORT CHESTER TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 118 S Ridge St Ste 3 RYE BROOK, NY 10573-2848 |
| Phone: | (914) 939-4870 |
| Fax: | (914) 939-2896 |
| Website: | https://www.portchesterteachersfcu. |
| Branches: | 2 branch locations |
| Members: | 2,739 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9532 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $38,691,263 |
| CEO/Manager: | Steven Cohen |
| Chairperson: | Leslie Salvatore |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,458,666 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,887,150 |
| Other Loans | 11,910,628 |
| TOTAL LOANS | 13,886,803 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -24,825 |
| Land And Building | 0 |
| Other Fixed Assets | 24,733 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 313,887 |
| All Other Assets | 0 |
| TOTAL ASSETS | 38,691,263 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 614,593 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,841,322 |
| Regular shares | 25,441,497 |
| All Other Shares & Deposits | 1,503,022 |
| TOTAL SHARES & DEPOSITS | 33,785,841 |
| TOTAL LIABILITIES | 34,400,434 |
| Regular Reserve | 0 |
| Other Reserves | 564,508 |
| Undivided Earnings | 3,726,321 |
| TOTAL EQUITY | 4,290,829 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 38,691,263 |
| INCOME & EXPENSE | |
| Loan Income | 453,227 |
| Investment Income | 490,472 |
| Other Income | 12,812 |
| Total Employee Compensation & Benefits | 222,169 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 441,635 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 198,830 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 152,531 |
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