Credit Unions Near Me
National Credit Union Service Organization

EDUCATIONAL AND GOVERNMENTAL FEDERAL CREDIT UNION

Mar, 31, 2021 — EDUCATIONAL AND GOVERNMENTAL FEDERAL CREDIT UNION is a federal credit union headquartered in Hartsdale, NY with 2 branch locations and about $62.18 million in total assets. Opened 84 years ago in 1937, EDUCATIONAL AND GOVERNMENTAL FEDERAL CREDIT UNION has about 6,258 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221977035
Name:EDUCATIONAL AND GOVERNMENTAL FEDERAL CREDIT UNION
Address:
(Main Office)
333 North Central Ave Fl 2
Hartsdale, NY 10530-1811
Phone:(914) 946-6200
Fax:(914) 946-2910
Website:http://www.egefcu.com
Branches:2 branch locations
Members:6,258
Credit Union Type:Federal Credit Union
Charter Number:2346
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1937
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$62,181,701
CEO/Manager:Garrett R Gizowski
Chairperson:Rochelle Retleff

Call Report

  • Credit Builder
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Check Cashing
  • Insurance/Investment Sales

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 15,682,385
TOTAL INVESTMENTS 32,179,132
Loans Held for Sale 0
 
 Real Estate Loans 3,254,934
 Unsecured Loans 6,177,560
 Other Loans 2,866,648
 TOTAL LOANS 12,299,142
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -215,550
 Land And Building 49,522
 Other Fixed Assets 242,864
 NCUSIF Deposit 526,052
 All Other Assets 1,418,154
  TOTAL ASSETS 62,181,701
LIABILITIES & CAPITAL:  
 Dividends Payable 3,652
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 648,372
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,911,393
 Regular shares 37,327,441
 All Other Shares & Deposits 11,319,546
  TOTAL SHARES & DEPOSITS 54,558,380
  TOTAL LIABILITIES 55,210,404
 Regular Reserve 589,033
 Other Reserves 189,521
 Undivided Earnings 6,192,743
  TOTAL EQUITY 6,971,297
  TOTAL LIABILITIES, SHARES, & EQUITY 62,181,701
INCOME & EXPENSE  
 Loan Income 217,730
 Investment Income 106,289
 Other Income 42,675
 Total Employee Compensation & Benefits 194,547
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 212,172
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 24,999
 Cost of Funds 26,704
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -1,928
↑ Back to Top

Other Credit Unions

UNION BAPTIST GREENBURGH FEDERAL CREDIT UNION
31 MANHATTAN AVE
WHITE PLAINS, NY 10607
WHITE PLAINS P O EMPLOYEES FEDERAL CREDIT UNION
PO Box 2 100 Fisher Ave
WHITE PLAINS, NY 10602-0002
SCF WESTCHESTER N. Y. EMPLOYEES FEDERAL CREDIT UNION
1000 WESTCHESTER AVE
WHITE PLAINS, NY 10610
MOUNT VERNON NY POSTAL EMPLOYEES FEDERAL CREDIT UNION
15 SOUTH FIRST AVE
MOUNT VERNON, NY 10550
GREATER CENTENNIAL FEDERAL CREDIT UNION
114 W 4th S
MOUNT VERNON, NY 10550-4062
HARRISON TEACHERS FEDERAL CREDIT UNION
PO BOX 789
HARRISON, NY 10528-3721
B E T FEDERAL CREDIT UNION
PO Box 474
BRONXVILLE, NY 10708
YONKERS POSTAL EMPLOYEES CREDIT UNION
PO BOX 653
YONKERS, NY 10702
MAMTA FEDERAL CREDIT UNION
1000 W Boston Post Rd, Mamaroneck H
MAMARONECK, NY 10543-3328
PORT CHESTER TEACHERS FEDERAL CREDIT UNION
118 South Ridge Street, #3
RYE BROOK, NY 10573-2848