Sep, 30, 2025 — RICHLAND PARISH SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in RAYVILLE, LA with 1 branch location and about $566,603 in total assets. Opened 49 years ago in 1977, RICHLAND PARISH SCHOOLS FEDERAL CREDIT UNION has about 135 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RICHLAND PARISH SCHOOLS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 411 Foster ST RAYVILLE, LA 71269-3307 |
| Phone: | (318) 728-5964 |
| Fax: | (318) 728-6362 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 135 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 22785 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1977 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $566,603 |
| CEO/Manager: | Beverly R Gresham |
| Chairperson: | Joyce Smith |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 120,758 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 163,150 |
| Other Loans | 46,081 |
| TOTAL LOANS | 209,231 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,539 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,917 |
| All Other Assets | 0 |
| TOTAL ASSETS | 566,603 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 300 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,945 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 374,433 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 374,432 |
| TOTAL LIABILITIES | 376,677 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 189,926 |
| TOTAL EQUITY | 189,926 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 566,603 |
| INCOME & EXPENSE | |
| Loan Income | 19,723 |
| Investment Income | 3,990 |
| Other Income | 239 |
| Total Employee Compensation & Benefits | 10,377 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 7,121 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -125 |
| Cost of Funds | 1,239 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,340 |
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